But lenders can get around these laws by registering as credit service organisations, relocating to other states, 但贷款人可以通过注册为信用服务组织,迁移到其他州, or even working with Native American tribes to claim soverei

发表于:2018-12-05 / 阅读(77) / 评论(0) 分类 经济学人财经系列

Finance and Economics 财经 Short Term Lending: Principles and Interests 短期借贷:原则与利率 America's Payday lending industry is been squeezed. 美国的发薪日贷款行业正在遭受挤压。 In May 2013 Gloria James borrowed $200 fr

发表于:2018-12-05 / 阅读(60) / 评论(0) 分类 经济学人财经系列

TIRANA, May 3 (Xinhua) -- An International Monetary Fund (IMF) mission team arrived in Tirana on Saturday to get acquainted with the situation on the Albanian economy, as a determining factor for the disbursement of the second tranche of the loan fun

发表于:2018-12-18 / 阅读(88) / 评论(0) 分类 2018年VOA慢速英语(五)月

The Asian Infrastructure Investment Bank (AIIB) has approved a loan of $160 million to finance a power project in India, the bank said last Wednesday. 亚洲基础设施投资银行(亚投行)上周三声称,该行已批准为印度一个电力项目

发表于:2019-01-07 / 阅读(73) / 评论(0) 分类 英语新闻

WASHINGTON, June 5 (Xinhua) -- U.S. fixed mortgage rates rose for the first time in six weeks after hitting a seven-month low amid a slowdown in the housing recovery, mortgage buyer Freddie Mac said Thursday. The 30-year fixed-rate mortgage (FRM) edg

发表于:2019-01-07 / 阅读(83) / 评论(0) 分类 英语新闻

After Elections, Greece May Renegotiate Loans 希腊选举后可能就贷款重新谈判 From VOA Learning English, this is the Economics Report. 美国之音慢速学英语节目,这里是经济报道。 Elections in Greece on Sunday put politicia

发表于:2019-01-12 / 阅读(92) / 评论(0) 分类 2015年VOA慢速英语(二)月

HARI SREENIVASAN, PBS ANCHOR: Student debt is something millions of Americans live with for years even decades after they graduate college. Now, two of the nation's largest private student lenders are rolling out options that will allow borrowers to

发表于:2019-01-27 / 阅读(79) / 评论(0) 分类 PBS访谈教育系列

A Seattle startup is in the news for investing in divorce its business model is based on the fact that nearly 40 to 50 percent of married couples in the US end up parting ways. SwanLuv offers to pay couples for their dream wedding, but the money will

发表于:2019-02-01 / 阅读(70) / 评论(0) 分类 阅读空间

我国商务部2月16日公布,1月份非金融对外直接投资(ODI)120.2亿美元,同比增长18.2%。 请看《中国日报》的报道: Chinas non-financial outbound direct investment (ODI) reached some $12.02 billion in Jan., which is

发表于:2019-02-01 / 阅读(124) / 评论(0) 分类 阅读空间

WASHINGTON, April 17 (Xinhua) -- U.S. fixed mortgage rates declined for a second consecutive week as housing construction data fell short of market expectation, a survey showed on Thursday. The 30-year fixed-rate mortgage (FRM) slid to 4.27 percent i

发表于:2019-02-04 / 阅读(94) / 评论(0) 分类 英语新闻

Sam Becky are celebrating their 50th wedding anniversary and Sam says to Becky, So, Becky, I waswondering... Have you ever cheated on me?Becky replies, Oh Sam, why would you ask such aquestion now? You don't want to ask that question...Yes, Becky, I

发表于:2019-02-04 / 阅读(60) / 评论(0) 分类 趣味英语

A few months ago, a small entrepreneur in Nanjing who makes cheap souvenirs sold in Chinese railway stations and local airports borrowed a modest sum from an internet loan shark to pay his staff as his business slowed and cash flow dried up. Although

发表于:2019-02-05 / 阅读(93) / 评论(0) 分类 英语新闻

Sub-prime mortgage 次级贷款或次级按揭,是为信用评级较差、无法从正常渠道借贷的人所提供的贷款。次级贷款的利率一般较正常贷款为高,而且常常是可以随时间推移而大幅上调的浮动利率,因

发表于:2019-02-05 / 阅读(103) / 评论(0) 分类 英语万花筒

LONDON, July 15 (Xinhua) -- Brazilian goalkeeper Alexander Doni has signed contract with Liverpool, confirmed the Premier League side on Friday. Doni, 31, played for AS Roma in Italy in the past six seasons, lifting the Coppa Italia twice as well as

发表于:2019-02-08 / 阅读(75) / 评论(0) 分类 英语新闻

Chinas local-currency loans and broader liquidity grew more than expected last month but at rates nowhere close to the acceleration seen earlier this year. 上月,中国本币贷款和更广义流动性的增长超过预期,但增速远不及今年

发表于:2019-02-08 / 阅读(96) / 评论(0) 分类 英语新闻

down for the count 彻底失败 今天要学的习惯用语是:down for the count。 count在这里指数数目的举动。这个习惯用语流传至今至少八十来年了。它是从拳击运动借来的。当一名拳击手被对方击倒在地以

发表于:2019-02-09 / 阅读(104) / 评论(0) 分类 美国俚语

I am a bit short on cash. Can I borrow five bucks? 最近手头有点紧。能借我五美元吗? Come on, I'll pay you back on Tuesday. 拜托啦,我周二就还你。 I promise if you lend me five dollars today, I will repay you in full next we

发表于:2019-02-16 / 阅读(62) / 评论(0) 分类 早安英文

Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option. 以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。 A recent IMF s

发表于:2019-02-17 / 阅读(89) / 评论(0) 分类 经济学人财经系列

BEIJING, Jan. 23 (Xinhua) -- Loans to the real estate sector rose rapidly in 2014, especially lending for affordable housing developments, the central bank said Friday. Financial institutions had 5.63 trillion yuan (926 billion U.S. dollars)in outsta

发表于:2019-02-18 / 阅读(84) / 评论(0) 分类 英语新闻

D 打白条 issue IOU 大额存单 certificate of deposit(CD) 大额提现 withdraw deposits in large amounts 大面积滑坡 wide-spread decline 大一统的银行体制 (all-in-one)mono-bank system 呆账(请见坏账) bad loans 呆账准

发表于:2019-02-18 / 阅读(98) / 评论(0) 分类 实用英语