时间:2018-12-15 作者:英语课 分类:VOA 商务英语


英语课
Joint 1 venture( 合资企业),commercial bank(商业银行),rapport 2(和谐的关系)
F: well. Let’s look at some potential sources of funding for your company.
M: Well,The Bank I use for my commercial account wants me to submit a loan application.
F:a Commercial bank is one funding source , the other two we might consider are investment banks and joint ventures.
M: Let’s look at the commercial bank first, I mean I already have a relationship with them.
F: That’s a big advantage.
M: sure! They know my track record.
F: you can use your past relationship to build a rapport and ongoing 3 relationship.
M: I like working with them ,they got me through a few rough spots(帮我度过几次难关)
Q:what are 3 possible sources of funding?
A:commercial bank, investment bank and joint venture.
Dialog 2:
F: commercial banks are good to work with.
M: what so?
F: once you’ve established a line of credit(信用贷款之最高限额)…
M: which we have.
F: once you’ve established it(信用贷款之最高限额), you are eligible 4 for a short-term loan.
M: That’s a big plus right there.
F:You bet, you never know when you might wind up short on money.
M: I ‘ve been down that road before.(I had that experiences before) 
Q:  Why are commercial banks good to work with?
A: short term loan availability.
Dialog 3:
M: Is there disadvantage of borrowing from a commercial bank?
F: Generally, it costs more , commercial banks have higher interest rate.
M: So the disadvantage is a higher interest rate?
F: Yes, there’s a higher cost of funding (提供或获取资金)with commercial banks.
M: I can’t handle a high carrying cost.(利息费用)
F: well,talk to your bank, negotiate (work out) a low rate.(后不加介词)
M: They might work out something.(可能会有结果)
F: sure.They want to keep you as a customer.
Q: what’s the disadvantage of borrowing from a commercial bank
A: a higher cost.
 Small talk:(征询对方的意见)
--Can I ask you how you feel about your new computer?/would you buy the same computer?/
――Well ,to tell you the truth…


1 joint
adj.联合的,共同的;n.关节,接合处;v.连接,贴合
  • I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤,肩膀脫臼了。
  • We wrote a letter in joint names.我们联名写了封信。
2 rapport
n.和睦,意见一致
  • She has an excellent rapport with her staff.她跟她职员的关系非常融洽。
  • We developed a high degree of trust and a considerable personal rapport.我们发展了高度的互相信任和不错的私人融洽关系。
3 ongoing
adj.进行中的,前进的
  • The problem is ongoing.这个问题尚未解决。
  • The issues raised in the report relate directly to Age Concern's ongoing work in this area.报告中提出的问题与“关心老人”组织在这方面正在做的工作有直接的关系。
4 eligible
adj.有条件被选中的;(尤指婚姻等)合适(意)的
  • He is an eligible young man.他是一个合格的年轻人。
  • Helen married an eligible bachelor.海伦嫁给了一个中意的单身汉。
标签: voa 商务英语
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