时间:2018-12-15 作者:英语课 分类:VOA 商务英语


英语课

Dialog 1:
F: we talked about the advantages and disadvantages of a commercial bank.
M: the biggest advantage seems to be in the relationship angle.
F: right, building a strong relationship
M: and the main disadvantage is the high cost of borrowing money.
F: but that all depends on the terms of the loan.
M: The important thing to me is to reduce my exposure to risk.
F: You don't want to be left hanging on the line.(陷于困境)
M: No, I want to meet my financial obligations.
Q: what is important to Mr. Crein
A: reduce his exposure to risk
Dialog 2:
Fixed 1 rate loans(固定利率贷款),floating rate loans( 浮动利率贷款)
F:I go with (opt for) the fixed rate loan.
M: I agree, the floating rate is too much a gamble.
F: Too much can happen you cann’t control.
M: I want to know how much I have to pay.
F: and how long you will be obligated.(了解承担债务的期限)/how long you want the loan for
M: That depends on the paydown(n,即期付款,每次付款的金额/down payment,首付)),I suppose.
F :And you have to consider what currency do you want the loan in.
M: Let’s not get into that now.(先别考虑这个)
Q: what rate does the customer prefer?
A: fixed one.


Dialog 3:
Securities(证券),
F: Let’s talk about the pros 3 and cons 2 of an investment bank.
M: I’m still leaning towards( =prefer) a commercial bank.
F: A commercial bank structures (组织,动词) a loan they can live with(能承受).
M: and I can pay down.( 动词,当期付款,pay back the loan,还清欠款)
F: and an investment bank structures a security to sell to investors 5.
M: you mean like stocks or bonds?
F: Right. They sell these securities to investor 4 such as venture capitalists.(风险投资家)
M: so their risk is spread out.
Q: What does an investment bank do with a loan
A: they sell it to someone else.
 Small talks:(表示失望)
――well,to tell you the truth, I’m disappointed with(in) it



1 fixed
adj.固定的,不变的,准备好的;(计算机)固定的
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。
2 cons
n.欺骗,骗局( con的名词复数 )v.诈骗,哄骗( con的第三人称单数 )
  • The pros and cons cancel out. 正反两种意见抵消。 来自《现代英汉综合大词典》
  • We should hear all the pros and cons of the matter before we make a decision. 我们在对这事做出决定之前,应该先听取正反两方面的意见。 来自《简明英汉词典》
3 pros
abbr.prosecuting 起诉;prosecutor 起诉人;professionals 自由职业者;proscenium (舞台)前部n.赞成的意见( pro的名词复数 );赞成的理由;抵偿物;交换物
  • The pros and cons cancel out. 正反两种意见抵消。 来自《现代英汉综合大词典》
  • We should hear all the pros and cons of the matter before we make a decision. 我们在对这事做出决定之前,应该先听取正反两方面的意见。 来自《简明英汉词典》
4 investor
n.投资者,投资人
  • My nephew is a cautious investor.我侄子是个小心谨慎的投资者。
  • The investor believes that his investment will pay off handsomely soon.这个投资者相信他的投资不久会有相当大的收益。
5 investors
n.投资者,出资者( investor的名词复数 )
  • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
  • a cash bonanza for investors 投资者的赚钱机会
标签: voa 商务英语
学英语单词
a horse of another color
agricultural surplus
ako
all-girl
Almirante Brown Canyon
Annobón, I.de
apricot jam
Aprigliano
Ashton Irwin
AZS automatic zero set
back away from
Bar Hebraeus
benzoglycolisacid
bezoglioxaline
brass alloys
capillary refill
capital cover
centralized school
chance events
clinical symptoms
compact nebula
composite functor
current-balance relay
damnably
dry unit
eiusdem generis
electrostatic oscillograph
elix
endoliths
Eulamellibranchia
eupelmus tachardiae
exchange-correlation
extraction eluting resin
family typhlopidaes
flyspecks
free-agents
ghotbzadehs
GMSS
gonostomatid
grouped column
hemiketal
hydro-vac power brake
instinct with
internal external rotary pump
intra-industry
jahorina
job subsidies
junk collector
kronrod bit matrices
Lagrange Peak
laminar model
light loadline
live guy
live-work
logical calculus
master-of-ceremonies
neoglycoconjugates
non-ionic surface-active detergent
noncoherent combing loss
off-site backup
oil immersed self cooled transformer
oligotoma greeniana
paratextualities
pfl-activase
phosphoglucosamine mutase
pinnatella ambigua
pitches
pledged asset
post-nuptial molt
propellant handling
protein maintenance requirement
pulse repetition frequency jitter
purpura scorbutica
quercus ilexes
radionuclide kinetics
re-jigger
regenerative oscillation
regiones dorsalis manus
restructurer
shaded pole type
shrouds
signalised
slow-spiral drill
solution Thiersch's
spatial charging
successio ab intestato
Sungaigerong
switch tender
tally charge
terminal sinus
thermal stabilizer
trig function
tsering
turbidity transmitter
uniformly absolutely continuous
upper oil-header
vena gastrica-dextra
Venetian School
warrantying
waveform changes
win a lawsuit
Xiao Hong