时间:2018-12-15 作者:英语课 分类:VOA 商务英语


英语课

Dialog 1:
F: we talked about the advantages and disadvantages of a commercial bank.
M: the biggest advantage seems to be in the relationship angle.
F: right, building a strong relationship
M: and the main disadvantage is the high cost of borrowing money.
F: but that all depends on the terms of the loan.
M: The important thing to me is to reduce my exposure to risk.
F: You don't want to be left hanging on the line.(陷于困境)
M: No, I want to meet my financial obligations.
Q: what is important to Mr. Crein
A: reduce his exposure to risk
Dialog 2:
Fixed 1 rate loans(固定利率贷款),floating rate loans( 浮动利率贷款)
F:I go with (opt for) the fixed rate loan.
M: I agree, the floating rate is too much a gamble.
F: Too much can happen you cann’t control.
M: I want to know how much I have to pay.
F: and how long you will be obligated.(了解承担债务的期限)/how long you want the loan for
M: That depends on the paydown(n,即期付款,每次付款的金额/down payment,首付)),I suppose.
F :And you have to consider what currency do you want the loan in.
M: Let’s not get into that now.(先别考虑这个)
Q: what rate does the customer prefer?
A: fixed one.


Dialog 3:
Securities(证券),
F: Let’s talk about the pros 3 and cons 2 of an investment bank.
M: I’m still leaning towards( =prefer) a commercial bank.
F: A commercial bank structures (组织,动词) a loan they can live with(能承受).
M: and I can pay down.( 动词,当期付款,pay back the loan,还清欠款)
F: and an investment bank structures a security to sell to investors 5.
M: you mean like stocks or bonds?
F: Right. They sell these securities to investor 4 such as venture capitalists.(风险投资家)
M: so their risk is spread out.
Q: What does an investment bank do with a loan
A: they sell it to someone else.
 Small talks:(表示失望)
――well,to tell you the truth, I’m disappointed with(in) it



1 fixed
adj.固定的,不变的,准备好的;(计算机)固定的
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。
2 cons
n.欺骗,骗局( con的名词复数 )v.诈骗,哄骗( con的第三人称单数 )
  • The pros and cons cancel out. 正反两种意见抵消。 来自《现代英汉综合大词典》
  • We should hear all the pros and cons of the matter before we make a decision. 我们在对这事做出决定之前,应该先听取正反两方面的意见。 来自《简明英汉词典》
3 pros
abbr.prosecuting 起诉;prosecutor 起诉人;professionals 自由职业者;proscenium (舞台)前部n.赞成的意见( pro的名词复数 );赞成的理由;抵偿物;交换物
  • The pros and cons cancel out. 正反两种意见抵消。 来自《现代英汉综合大词典》
  • We should hear all the pros and cons of the matter before we make a decision. 我们在对这事做出决定之前,应该先听取正反两方面的意见。 来自《简明英汉词典》
4 investor
n.投资者,投资人
  • My nephew is a cautious investor.我侄子是个小心谨慎的投资者。
  • The investor believes that his investment will pay off handsomely soon.这个投资者相信他的投资不久会有相当大的收益。
5 investors
n.投资者,出资者( investor的名词复数 )
  • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
  • a cash bonanza for investors 投资者的赚钱机会
标签: voa 商务英语
学英语单词
abortiva variola
allegan
amblyeleotris periophthalma
animal husbandry
application for drawback
autoselecting
basic atomic group
be a scorn to
bear-trap
beechy
bepraising
brans-dicke
break-even point
British Radio Communication
broglies
Brumado
Buendia, Embalse de
can-carrier
catch lever
cinoas
clathtate
clowning around
copper stripping electrolysis
Crotalus viridis
decking level
deconjugations
dennisonite (davisonite)
Derrick City
differentiabilities
diplococcus of Morax-Axenfeld
double-current method
El Bejuco
end-of-field marker
equity-warrants
finds oneself
flash of wit
force due of viscosity
gate current degradation
give tongue
glooming
half yearly account
hexaferrite
huskershredder
inertinites
inomyxoma fibromyxoma
Isonin
kerak
kolstad
lay of rope
Lena Trough
limit position of a link
lining method
mafes
malonyl thiourea
megalithic age
methidium
mixed sleep apnea
modem connection
mushroom cloud
notacaphylla chinensiae
occipitoiliac
older sisters
one bath two stage process
overpraises
pay honor to
pentamethazene
Phospatidylcholine
play close to the vest
premonitory pains
primary productivity
proxy attribute
psychic deafness
quarter wave length
queue type
reheating cycle
rim blight
Sabbathesque
sagueiro
sand shell moulding
sand stargazer
saracenis
sillenite
simultaneous prosperity
softball
spread oneself
Stellaria irrigua
stellasteropsis colubrinus
strategic communication
student experience
succinanilide
sunnyside up
take-up bearing
terminal wire
turbo fan
twin engined
unpathetic
vibration ramming
virtual disk system
wack
woodburners
zero power level
zero-water