公务员口语22
Insurance Payment
Dialogue 1
-Well,Clerk.My policy covers my house against fire,right?
-Correct.
-And there is fire and my house burns to the ground.
-Absolutely.
-I consult an architect,and it is estimqated that it will cost $350,000 to reconstruct the house as it was before the fire.But will you only contribute $200,000 to the cost of rebuilding?
-You know,an axiom of insurance is indemnity 1.That's to say the insured cannot expect to make a profit out of the insurance contract.
-But you know,~
-I see.I see.But the premium 2 is $3 per $1,000 of cover and you pay $250 premium per annum.Why?
-I reckoned my house was worth $200,000.
-That's it.Your policy covers a house worth $200,000.And according to he contract,my copany can only pay you that sum.
-Well ,I understand now.
Dialogue 2
-I'm sorry for your loss.But there's nothing we can do for you.
-Are you kidding?I pay my premium regularly.There is a fire,and I lost everything.
-Listen,Mr.Ma.In the proposal form you were asked whether any inflammable matereials were stored on the premises 3.You said "no".But we found that a ground floor storeroom was used to store drems of petrol.
-And you think I burned my own business premises with these drums of petrol?
-I don't mean that.But the most good faith is one of the principles of insurance.What could we insure if everybody lied to us?
-You are exaggerating the very fact.It's unfair.I cannot accept that.
-Who is exaggerating?
-I will sue you.
Dialogue 3
-Hello.This is Li Xiaohong.
-How are you now?
-My neck hurts,I can't work,and my life is in turmoil 5.
-I'm sorry to hear that.Anything I can do for you?
-I want to get paid for all my expenses:auto repairs,medical and chiropractic treatent,lost wages and lost opportunities.
-Do you have any idea about the sum of money we may pay?
-Well,it will be no less that $55,000,I suppose.
-You've asked for $55,000.Come on now,you know that's not realistic.
-OK,so you tell me what you think it's worth?I'd really like to settle the claim.
-No more that $12,000.And that's our best offer.We have taken everything into account for you.
-But auto repair alone will cost at least $11,000.For three months,I cannot work and have to see y doctor often.
-Then how about $16,000 ?This time,no more;otherwise my company will go broken.
-OK.I will settle for it.I do hope that I can be as soon as possible.
-Never mind.I'll see to it.Good-bye.
-Thank you.Good-bye.
Dialogue 4
-Fire department.
-Hello.This is Mr.Cao Ke Liang,a client of your company.
-OK.Let me look up your record in my computer.Yes,Mr.Cao Keliang.Six years ago,you reported a fire.
-Absolutely.And I also said that I would get my house rebuilt.Now I call to recover the replacement 6 cost holdback.
-You call to claim to be compensated 7 for the losses you suffered fire six years ago?
-Yes?Is there anything wrong?
-Unbelievable.And where have you been living in since then?
-In my old house,of course.You know within a month of the fire,I notified your company that I intended to rebuild the house and would be making a claim for the replacement cost of the house.
-But the facts show no justification 8 for the delay and no express agreement by the insurer to allow replacement after such a long delay.Six-year delay in replacing the property was really unreasonable 9.And I do not think you are entitled to recover the replacement cost holdback
-What?
- They paid an indemnity to the victim after the accident.他们在事故后向受害者付了赔偿金。
- Under this treaty,they were to pay an indemnity for five million dollars.根据这项条约，他们应赔款500万美元。
- You have to pay a premium for express delivery.寄快递你得付额外费用。
- Fresh water was at a premium after the reservoir was contaminated.在水库被污染之后，清水便因稀而贵了。
- According to the rules,no alcohol can be consumed on the premises.按照规定，场内不准饮酒。
- All repairs are done on the premises and not put out.全部修缮都在家里进行，不用送到外面去做。
- Don't park your auto here.别把你的汽车停在这儿。
- The auto industry has brought many people to Detroit.汽车工业把许多人吸引到了底特律。
- His mind was in such a turmoil that he couldn't get to sleep.内心的纷扰使他无法入睡。
- The robbery put the village in a turmoil.抢劫使全村陷入混乱。
- We are hard put to find a replacement for our assistant.我们很难找到一个人来代替我们的助手。
- They put all the students through the replacement examination.他们让所有的学生参加分班考试。
- The marvelous acting compensated for the play's weak script. 本剧的精彩表演弥补了剧本的不足。
- I compensated his loss with money. 我赔偿他经济损失。
- There's no justification for dividing the company into smaller units. 没有理由把公司划分成小单位。
- In the young there is a justification for this feeling. 在年轻人中有这种感觉是有理由的。
- I know that they made the most unreasonable demands on you.我知道他们对你提出了最不合理的要求。
- They spend an unreasonable amount of money on clothes.他们花在衣服上的钱太多了。