时间:2018-12-25 作者:英语课 分类:礼节美语


英语课

  三角洲通讯公司老板John Smith到银行申请贷款,接待他的是银行负责人Ted 1 Johnson。史密斯想申请个人贷款,用来修建公司的新仓库。Ted Johnson说,除了需要物品抵押外,还有一个要求。

T: I know this can be a problem, but we generally require at lease 2 one guarantor.

J: Hummm....what kind of person would be best, a relative or a business associate?

T: Either one is OK, but most people pick a relative because it's usually a little easier.

J: Ok...I'm sure my brother won't mind helping 3 me out.

Ted说,一般情况下,银行还要求至少要有一个贷款担保人,guarantor, g-u-a-r-a-n-t-o-r guarantor,是担保人的意思,可以是a relative,亲属,也可以是a business associate,生意上的伙伴。John想了想了说,I'm sure my brother won't mind helping me out,我哥哥一定不介意帮我。mind doing something,是介意做某事的意思;to help someone out,指帮某人的忙。

T: Good. So finally we need to discuss the terms of the loan.

J: What kind of interest do you charge?

T: It depends on how long you take the loan out for. If you plan to pay it back within two years, the interest rate is six percent. A four-year deal works out to seven and a half percent.

贷款申请符合要求后,就该具体谈谈贷款的条款了,the terms of the loan. John想知道,what kind of interest do you charge? 贷款利率多少。Ted回答说,贷款利率高低取决于贷款时间的长短。如果是两年还清,利率只要百分之六,如果是四年还清,则要百分之七点五。

J: I think two years should be fine. But six percent is a bit high. Is there any way to get a better rate?

T: Well, you've been a customer here for over a decade. I can't make any promises, but I'll try to get it down to five percent. How's that sound?

J: Five percent works for me. Ted, I can't thank you enough for your help.

T: Don't mention it! See you Friday.

John说,贷款两年就应该可以还清,这一点没有问题,但是他嫌百分之六的利率太高。John是银行的老客户,使用这家银行的服务有十几年了,Ted表示,对老客户可以关照,I can't make any promises, 虽然不能保证做到,但是他会试试看把利率从百分之六降低到百分之五。John听了很高兴,说 Five percent works for me,百分之五我可以接受,并对 Ted 表示感谢,贷款就这样谈成了。



1 ted
vt.翻晒,撒,撒开
  • The invaders gut ted the village.侵略者把村中财物洗劫一空。
  • She often teds the corn when it's sunny.天好的时候她就翻晒玉米。
2 lease
n.租约,租期,租;v.出租,租出,租得
  • When does the lease of the house run out?这房子的租约何时到期?
  • He signed the lease yesterday.昨天他在租约上签了字。
3 helping
n.食物的一份&adj.帮助人的,辅助的
  • The poor children regularly pony up for a second helping of my hamburger. 那些可怜的孩子们总是要求我把我的汉堡包再给他们一份。
  • By doing this, they may at times be helping to restore competition. 这样一来, 他在某些时候,有助于竞争的加强。
学英语单词
'Arad
a man and a brother
agent of carrier
alarm signal
all weather liquefied petroleum gas
annihilation gamma quantum
anuerobic respiration
arteria frontalis medialis
ascent rate
beat frequency meter
bloodthirsties
blower sprayer
body scoring
body searches
central oscillating cylinder linkage
chante
Cheneyville
cherry gum
chrysops flavescens
circular behavior
cold junciton
composition of conductor
converted journal entry
coshocton
digit significant
dishabituations
distillation with steam
Dolgaya Kosa
dotted crotchet
enthalpy of desalting
equilibrium reflux boiling point
extensive operations in farming
factory-worker
fast feathering
fiber bush
file allocation tables
film studio
float wheel
floating point base
gorge-walking
grandmozzer
gravity brake
haemoglobinopathy
hot-head
hydraulic-controlled bulldozer
Ifergane
insect endocrinology
intermediate speed pinion
iron(ii) metavanadate
joint effort
Ladies' Gallery
lakhdars
late release
line controller
mahanta
maukish
monodictys putredinis
motor repair
multipath signal
munchy
N star N
new-metal
newley
nickel(ii) nitrate ammoniated
nonprison
oblique speech
Oil Sample
oppressors
papier
peer entity authentication
personal liability policy
promotion activities
protection setting
radio telemetering
rated d.c. output current
red lead anticorrosive primer
red-mouth
reference stress
repine
revolver loan
ride easy
Ring of the Nibelung, The
rood-lofts
Sales Oliveira
schemies
screenings wrapping
seerhand
shirt dress
Sinemurian Stage
spasmodic cholera
spreadsheet package
stagnation line
storage utilization
style book
superkids
syndrome of stirring wind due to blood deficiency
Teeswaters
Tottori
turn our back on
urocyclid
VLAP
world legal order