时间:2018-12-24 作者:英语课 分类:新概念英语85年上外美音版


英语课

  Lesson 15 The Consumer Society and the Law消费者社会和法律

When anyone opens a current account at a bank, he is lending the bank money, repayment 1 of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor 2 and creditor--who is which depending on whether the customer's account is in credit or is overdrawn 3. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit 5 his account only in respect of cheques drawn 4 by himself.He gives the bank specimens 6 of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheque on which its customer's signature has been forged.It makes no difference that the forgery 7 may have been a very skilful 8 one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the modern practice, adoptedby some banks, of printing the customer's name on his cheques. If this facilitates forgery it is the bank which will lose, not the customer.



1 repayment
n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
2 debtor
n.借方,债务人
  • He crowded the debtor for payment.他催逼负债人还债。
  • The court granted me a lien on my debtor's property.法庭授予我对我债务人财产的留置权。
3 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
4 drawn
v.拖,拉,拔出;adj.憔悴的,紧张的
  • All the characters in the story are drawn from life.故事中的所有人物都取材于生活。
  • Her gaze was drawn irresistibly to the scene outside.她的目光禁不住被外面的风景所吸引。
5 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
6 specimens
n.样品( specimen的名词复数 );范例;(化验的)抽样;某种类型的人
  • Astronauts have brought back specimens of rock from the moon. 宇航员从月球带回了岩石标本。
  • The traveler brought back some specimens of the rocks from the mountains. 那位旅行者从山上带回了一些岩石标本。 来自《简明英汉词典》
7 forgery
n.伪造的文件等,赝品,伪造(行为)
  • The painting was a forgery.这张画是赝品。
  • He was sent to prison for forgery.他因伪造罪而被关进监狱。
8 skilful
(=skillful)adj.灵巧的,熟练的
  • The more you practise,the more skilful you'll become.练习的次数越多,熟练的程度越高。
  • He's not very skilful with his chopsticks.他用筷子不大熟练。
学英语单词
aboral stomach
Aeterni Patris
AKAs
American Indian Day
automatic identification method
biflorone
black mark-line
bullroarer
category of manifold
cedros i.
ceillometer
change for the better
chew someone's ears off
China Insurance Institute
chronometric analysis
columella fornicis
comotherhood
compound modifier
concrete lead-lined cell
cooling manifold
deoxysaccharide
dimethyl fumarate
dimorphous form
disulfide bridge
drum for plane iron
e-plane cutoff filter
earth-to-orbit
elkosine
enclosed self-ventilated type motor
exciter nerve
first-aid room
fixation line
flat-bar steel
flexible metallic conduit
footlocker
forest floor
frequency shift automatic block
glandule
grains kefir
high moisture grains
high power connector
hoss opera
hydrocarboxylation
imagology
in the centre of
inorganic materials
intracranial infection
intracranial pressure sensor
Jiaoxi Township
just
keyed data set
Limni
longitudinal key
Lovoa
make one's appearance
maldivess
mass-transfer reaction
megatrials
metagenic deposit
mover for material
mqw waveguide
neonazi
nonanchored recognition
nonassigned
off-bearing
olenecamptus taiwanus
orbit centre
Osler's sign
pallet feed
pandrass
parasteatoda ferrumequina
pay off old reckoning
phono-radio
pipe truss
position by mixed observations
propagation of disease
property agents
proppose
Quad data rate
radial outflow turbine
rami malleolar mediales
reset lever
schooldays
single-acting turbocharged two-stroke engine
slave state
smokecolored
stock-pickers
structural detailing criteria
Sudaneseness
sulcus interdemius
tabular calculation
teaser coil
tectonic syntaxis
teleeducation
the revival of learning
tueting
turbulent heat transfer
undulating-ribbon structure
vectodyne
waxing paper
workstation number
zero-power space