时间:2018-12-24 作者:英语课 分类:新概念英语85年上外美音版


英语课

  Lesson 15 The Consumer Society and the Law消费者社会和法律

When anyone opens a current account at a bank, he is lending the bank money, repayment 1 of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor 2 and creditor--who is which depending on whether the customer's account is in credit or is overdrawn 3. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit 5 his account only in respect of cheques drawn 4 by himself.He gives the bank specimens 6 of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheque on which its customer's signature has been forged.It makes no difference that the forgery 7 may have been a very skilful 8 one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the modern practice, adoptedby some banks, of printing the customer's name on his cheques. If this facilitates forgery it is the bank which will lose, not the customer.



1 repayment
n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
2 debtor
n.借方,债务人
  • He crowded the debtor for payment.他催逼负债人还债。
  • The court granted me a lien on my debtor's property.法庭授予我对我债务人财产的留置权。
3 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
4 drawn
v.拖,拉,拔出;adj.憔悴的,紧张的
  • All the characters in the story are drawn from life.故事中的所有人物都取材于生活。
  • Her gaze was drawn irresistibly to the scene outside.她的目光禁不住被外面的风景所吸引。
5 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
6 specimens
n.样品( specimen的名词复数 );范例;(化验的)抽样;某种类型的人
  • Astronauts have brought back specimens of rock from the moon. 宇航员从月球带回了岩石标本。
  • The traveler brought back some specimens of the rocks from the mountains. 那位旅行者从山上带回了一些岩石标本。 来自《简明英汉词典》
7 forgery
n.伪造的文件等,赝品,伪造(行为)
  • The painting was a forgery.这张画是赝品。
  • He was sent to prison for forgery.他因伪造罪而被关进监狱。
8 skilful
(=skillful)adj.灵巧的,熟练的
  • The more you practise,the more skilful you'll become.练习的次数越多,熟练的程度越高。
  • He's not very skilful with his chopsticks.他用筷子不大熟练。
学英语单词
adaptive radiation
aiBpocampus
alarm loop
altering the thermal properties of the ground
anisa
anthaxia angulaticollis
antidopaminergic
Athi
average t-matrix approximation
baby irish
Ban Boun
be pale with fright
bend the bow of Ulyesses
Botrytis disease
bourgeoise
cam type limit switch
campodeiform larva
certificate replacement service
Chavica bete
chemical character
clearing service
complex translocation
constructive crime
continental borderland
Coomassie blue
CRS(centres)
dacytlothyrea spinipes
daphene
de-noise
definite response
desponds
dictamnin(e)
diffuse hypoxemia
direct driving clutch
donor binding energy
dump down
Eberthella typhi
endometriosis of uterosacral ligament
endopericarditis
enseer
euryphagous animal
falx aponeurotica inquinalis
flat adverb
focal length
fourth generation of nuclear power reactor
frozen accident theory
germination bed
green woodpecker
horsehair worm
hyperabrupt junction
imbarned
inang
Italo Calvino
Kamuri-yama
Kisala
M. S. L. S.
maravedi
maximum suction
Mebinol
micro-radian
monophagous animals
multi-sample
multidisability
nitty-gritties
non-catholics
noncommercial boycotts
noncores
nonphasic
osculating cubic curve
partial recourse
passionating
pellicular salt
pescs
poke fun
polus frontalis (cerebri)
porocephalosis
port security boat
projected fringe surface
projective algebraic variety
protocol efficiency
pseudomass
punctum coxale
ram pipe supercharging
resounded
ruell
sacrilegists
saddlestiching
safcs
sea turn
sequential search
simple markov process
Sioma
soft focus
spreading
standard fade-o-meter hour
stomatiferous
three-and-out
three-storied house
tunneller
undathem facies
Wari Maro
zygotic induction(jacob & wollman 1956)