时间:2018-12-24 作者:英语课 分类:新概念英语85年上外美音版


英语课

  Lesson 15 The Consumer Society and the Law消费者社会和法律

When anyone opens a current account at a bank, he is lending the bank money, repayment 1 of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor 2 and creditor--who is which depending on whether the customer's account is in credit or is overdrawn 3. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit 5 his account only in respect of cheques drawn 4 by himself.He gives the bank specimens 6 of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheque on which its customer's signature has been forged.It makes no difference that the forgery 7 may have been a very skilful 8 one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the modern practice, adoptedby some banks, of printing the customer's name on his cheques. If this facilitates forgery it is the bank which will lose, not the customer.



1 repayment
n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
2 debtor
n.借方,债务人
  • He crowded the debtor for payment.他催逼负债人还债。
  • The court granted me a lien on my debtor's property.法庭授予我对我债务人财产的留置权。
3 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
4 drawn
v.拖,拉,拔出;adj.憔悴的,紧张的
  • All the characters in the story are drawn from life.故事中的所有人物都取材于生活。
  • Her gaze was drawn irresistibly to the scene outside.她的目光禁不住被外面的风景所吸引。
5 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
6 specimens
n.样品( specimen的名词复数 );范例;(化验的)抽样;某种类型的人
  • Astronauts have brought back specimens of rock from the moon. 宇航员从月球带回了岩石标本。
  • The traveler brought back some specimens of the rocks from the mountains. 那位旅行者从山上带回了一些岩石标本。 来自《简明英汉词典》
7 forgery
n.伪造的文件等,赝品,伪造(行为)
  • The painting was a forgery.这张画是赝品。
  • He was sent to prison for forgery.他因伪造罪而被关进监狱。
8 skilful
(=skillful)adj.灵巧的,熟练的
  • The more you practise,the more skilful you'll become.练习的次数越多,熟练的程度越高。
  • He's not very skilful with his chopsticks.他用筷子不大熟练。
学英语单词
accompanying sound
aislabies
aniston
annoyaunce
arcus pedis transversalis
artillery prime mover
atigi
auxochromous group
axillary sheath
Bannertown
Borate minerals
buttfucking
caseros
cemetery garden
civilianising
colonnas
come on strike
consulting work
cowcumber
debriefed
decision speed
declination constant
diamond-impregnated tool
Dipher
distributable surplus
distributed-emission photod
dotted quaver
egg-and-tongues
enamel lamp-shade
enterococcus faecalis
European Arum
evaporator tank
everlastin'
exception list
excessive issuance of bank notes
fenprinast
fillet welding machine
flavicomous
Floyd Bennett Field
fractional (deposit) banking
Fulsed
genus clinopodiums
Glacier Bay National Park and Preserve
groove-iike invagination
Habibābād
hammer throws
have young
Hevea brasiliensis Muell.-Arg.
hostiers
Hung's modified filtration counting method
inclined wharf
inertial lag
Intel Technology Provider
kentwood
Kerr effect self-focusing
Khetlāl
kinmonds
lambruscoes
lani
le massacre des amazones
legspinners
memabtine
monosomatous
most significant position
multi start screw thread
neat not gaudy
nephelo-
nondeserving
nonlobbying
nonsingular curve
notra
paytamine
pittosporum brevicalyx(oliv.)gagnep.
pooper-scoopers
pound-keepers
pseudocontrol vector
quick-acting spring switch
red infarct
rejectable process level
revenue accounts
rhabdornises
rilutek
ripply
roentgenograph
Rufus L.
sex-age specific death rate
slow belly
snowy tree-cricket
sorned
spoligotyping
standby emergency mode
Swift's disease
TATG
ten-year series
Thomas Moore
traffic accident prediction
unit separator
universal structural mill
vehicle leasing
verbalisable
wakeys-wakeys
whipped through