银行英语情景口语 第162期:个人消费信贷 小额消费贷款(2)
时间：2018-12-27 作者：英语课 分类：银行英语情景口语
英语课
A: As an existing banker, that will speed up the process. You said you had the documents with you?
您是一个老储户，这将加快办理的过程。您刚才说过您带来了那些文件？
B: That's right. Here you go.
正是。给你。
A: Before I verify those, I need you to fill in some forms. Then,as I said, I need to see valid 1 credentials 2, your occupation and income details....
在我核实这些文件之前，我需要您填写一些表格。然后，像我所说过 的，我需要看看您的有效证件，有关您的职业和收入的详细情况……
B: OK, as I expected. How much will you allow me to borrow? I mean, I don't need a massive sum of money.
好的，和我预想的一样。你们允许我借多少钱？我的意思是，我并不 需要一大笔钱。
A: You are authorized 3 to borrow up to 20,000 RMB, with a repayment 4 period of up to 1 year.
您的授权借款额最多为20000元，偿还期限最长为一年。
B: That'll be enough, and the repayment period sounds good to me.
足够了，而且对我来说，还款期听起来不错。
A: We can also look at your current credit status and adjust the interest accordingly.
我们还可以查看您目前的信用状况，并且相应地调整利率。
B: How soon before this goes through?
在申请获准之前我还要等多久？
A: If you sort out all of the paperwork today, you could have your loan by the end of the week.
如果您今天处理完所有的文件，您可以在本周末之前获得您的贷款。
B: Perfect. So, I guess my next job is to go to the newsagent and buy some car magazines. Thanks for everything.
太好了。那么，我猜我的下一个任务就是去报刊亭，买些汽车杂志啦。 感谢你所做的一切。
1 valid
adj.有确实根据的；有效的；正当的，合法的
- His claim to own the house is valid.他主张对此屋的所有权有效。
- Do you have valid reasons for your absence?你的缺席有正当理由吗？
2 credentials
n.证明，资格，证明书，证件
- He has long credentials of diplomatic service.他的外交工作资历很深。
- Both candidates for the job have excellent credentials.此项工作的两个求职者都非常符合资格。
3 authorized
a.委任的，许可的
- An administrative order is valid if authorized by a statute.如果一个行政命令得到一个法规的认可那么这个命令就是有效的。
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