银行英语情景口语 第172期:个人消费信贷 个人住房贷款(4)
时间：2019-01-23 作者：英语课 分类：银行英语情景口语
英语课
A: Welcome to IBJ. Do you need any assistance?
欢迎光临IBJ银行。您需要什么帮助吗？
B: Yes, please. I'm hoping to get a mortgage from you and was wondering about your interest rates.
是的。我希望能从你们这里获得按揭，并且想知道你们的利率。
A: I see. We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
我知道了。我们提供的个人住房贷款，或按揭，月息是0.42%。
B: That's pretty much the same as I've been quoted at other banks.
这和我在其他银行询问的结果差不多。
A: We offer many different payment plans. Would you be looking at long-term or short-term? Are you looking at a 10-year repayment 1 plan?
我们提供许多不同的还款方案。您考虑的是长期的方案还是短期的方案？您是在考虑10年期的还款方案吗？
B: Definitely. I want to get my mortgage paid off as soon as I can.
当然啦。我想我尽快付清的按揭贷款。
A: Then we can certainly help you with that. You see, for shorter term loans,we can offer an even more competitive interest rate.
那我们是一定可以帮您的。您瞧，对于短期贷款，我们可以给您一个更有竞争力的利息率。
B: Hmmm ... that does sound interesting. Is there anyone available I can talk with about this in more detail?
嗯……这样听起来还蛮有意思的。现在有谁能和我谈谈具体的内容吗？
A: I'll get our Mortgage Adviser 2 for you. Please take a seat, I won't be a minute.
我去找我们的按揭顾问来。您请坐，稍等片刻。
n.偿还，偿还款；报酬
- I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
- The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
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