银行英语情景口语 第167期:个人消费信贷 个人质押贷款(3)
时间：2019-01-23 作者：英语课 分类：银行英语情景口语
英语课
A: Hello, this is IBJ Bank. Maria speaking, how may I help?
您好，这里是IBJ银行。我是Maria，我能如何为您效劳？
B: Hi, I'm looking into your loans and I'm a little confused about the interest rates. Could you give me some advice?
你好，我正在看你们的贷款的介绍，我对利率感到有点儿困惑。你能给我介绍一下吗？
A: Not a problem. Which loan was it you were interested in? Sorry, I must ask, because the interest rates can depend on the type of loan you apply for.
没有问题。您对哪一种贷款感兴趣？对不起，我必须问，因为利率取决于您申请的贷款的类型。
B: I understand. I'm interested in the Petty Consumer Loan.
我理解。我感兴趣的是小额消费贷款。
A: One of our most popular! The usual interest rate is fixed 1 by the PBC. That is The People's Bank of China. But of course, with some loans, credit rating and loan amount come into play, too.
这是我们最受欢迎的一种贷款！通常的利率是由PBC确定的。就是中国人民银行。当然啦，对有一些贷款来说，信用等级和贷款额也发挥作用。
B: So, the rate could fluctuate a little，depending on the amount given by the PBC?
因此，利率有可能会有些波动，这取决于中国人民银行规定的利率值？
A: That is correct.
对。
B: I'm going to have to do some more research into this. Thanks for your help,bye for now.
我还得对此多做一些研究。谢谢你的帮助，再见了。
您好，这里是IBJ银行。我是Maria，我能如何为您效劳？
B: Hi, I'm looking into your loans and I'm a little confused about the interest rates. Could you give me some advice?
你好，我正在看你们的贷款的介绍，我对利率感到有点儿困惑。你能给我介绍一下吗？
A: Not a problem. Which loan was it you were interested in? Sorry, I must ask, because the interest rates can depend on the type of loan you apply for.
没有问题。您对哪一种贷款感兴趣？对不起，我必须问，因为利率取决于您申请的贷款的类型。
B: I understand. I'm interested in the Petty Consumer Loan.
我理解。我感兴趣的是小额消费贷款。
A: One of our most popular! The usual interest rate is fixed 1 by the PBC. That is The People's Bank of China. But of course, with some loans, credit rating and loan amount come into play, too.
这是我们最受欢迎的一种贷款！通常的利率是由PBC确定的。就是中国人民银行。当然啦，对有一些贷款来说，信用等级和贷款额也发挥作用。
B: So, the rate could fluctuate a little，depending on the amount given by the PBC?
因此，利率有可能会有些波动，这取决于中国人民银行规定的利率值？
A: That is correct.
对。
B: I'm going to have to do some more research into this. Thanks for your help,bye for now.
我还得对此多做一些研究。谢谢你的帮助，再见了。
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银行英语