银行英语情景口语 第175期:个人消费信贷 个人留学贷款(3)
时间：2019-01-23 作者：英语课 分类：银行英语情景口语
英语课
A: Welcome to Lincoln Bank. What can we do for you today?
欢迎光临Lincoln银行。今天我们可以为您做些什么呢？
B: Hello. I called earlier in the week and spoke 1 to someone in the personal loans department about an overseas study loan. She said to come in as soon as I had the chance，as this must be done in person. I'd like to apply today.
你好。我在本周早些时候打过电话，并和一位个人贷款部门的有关人士谈过海外留学贷款的事宜。她告诉我如果我有空的话，我应该来一 趟，因为这个业务必须本人亲自来办理。我想今天就申请。
A: OK, that's absolutely fine. I will need to see some credentials 2 before we can get started. Do you have the notification of admission letter from your university, your passport and your visa with you?
好吧，这事绝对行。在我们开始办理之前，我需要看一下证明材料。您带着入学通知书、护照和签证了吗？
B: Yes, yes. It's all here. There you go. I'm not sure if I need any other proof or guarantee to get this loan,do I?
是的，带来了。全在这里。给你。我不能肯定，我是否还需要其他的证明或担保来获得这笔贷款呢？
A: You do, I'm afraid. There are 3 ways to do this. You can choose: mortgage, pledge or guarantee mode.
您恐怕得需要哇。有三种方式来办理此业务。您可以选择：抵押、质押或担保方式。
B: Yes, I read about all of these in the brochure and decided 3 which would be more suitable for me. I'd like to go for the guarantee mode, please.
是的，我已经看过了宣传手册上列出的所有内容，并且已经决定了最适合我的那种方式。我想采取担保的方式办理，拜托了。
A: Right, that's no problem. I see you are already well informed. If you choose that one, you can borrow up to 70% of the total tuition and miscellaneous fees.
好的，没问題。我知道您已经了解得很清楚了。如果你选择担保的方式，你可以贷到学杂费总额的70%。
B: OK, that's perfect, 70% is excellent, it'll be a big help. Thanks.
行，太好了。70%，真是棒极了，它帮了大忙啦。谢谢。
n.（车轮的）辐条；轮辐；破坏某人的计划；阻挠某人的行动 v.讲，谈（speak的过去式）；说；演说；从某种观点来说
- They sourced the spoke nuts from our company.他们的轮辐螺帽是从我们公司获得的。
- The spokes of a wheel are the bars that connect the outer ring to the centre.辐条是轮子上连接外圈与中心的条棒。
n.证明，资格，证明书，证件
- He has long credentials of diplomatic service.他的外交工作资历很深。
- Both candidates for the job have excellent credentials.此项工作的两个求职者都非常符合资格。