银行英语情景口语 第181期:银行卡业务信用卡咨询(1)
时间：2019-01-23 作者：英语课 分类：银行英语情景口语
英语课
A: Hello, welcome to Credit Services. How can we help you?
您好，欢迎光临信贷业务部。我们能如何为您效劳？
B: I'm interested in applying for a credit card with you.
我想在你们这里申请一张信用卡。
A: Are you an existing customer?
您现在是我们的客户吗？
B: Yes, I've had a Current Account with a debit 1 card with you for years. Now,I'm looking at upgrading to a credit card.
是的，我已经在你们这里办了一个带借记卡的活期存款账户，有好几年了。现在，我希望升级成信用卡。
A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance.
请允许我问您一下，您为什么不早一点儿想到在我们这里申请一张信用卡呢？多数年轻人是绝不会放过这个机会的。
B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead.
当我在你们这里开户时，我还是一个学生，我两年前毕业后，有了一个稳定的收入，所以我想现在才是申请信用卡的最佳时机。
A: That's very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments 2.
您很明智呀。我们见过很多刚毕业的大学生申请信用卡，他们拿到了卡，就开始疵狂消费，却又无法还款。
B: As you can see from the statements for my Current Account, I have never been overdrawn 3. I'm always very careful about that.
正如你从我的活期账户对账单上所看到的那样，我从来没有透支过。对此我总是非常謹慎的。
n.借方，借项，记人借方的款项
- To whom shall I debit this sum?此款应记入谁的账户的借方？
- We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱，只得给他寄去一张借条所要欠款。
偿还，报答，偿付的钱物( repayment的名词复数 )
- The repayments of the loan are spread over 10 years. 贷款可在十年内分期偿还。
- The repayments of the loan are spread over 25 years. 这笔贷款分摊二十五年偿还。