时间:2018-12-25 作者:英语课 分类:礼节美语


英语课

  三角洲通讯公司老板John Smith到银行申请贷款,接待他的是银行负责人Ted 1 Johnson。 Johnson抱怨最近两年经济危机,贷款很难做,经常会迫不得已走法律程序,追缴贷款。

T: I do sympathize with people's difficulties. But if I don't foreclose on mortgages or call in bad loans. I'll go bankrupt, too!

J: Yep...that's just how it goes.

T: So John, you mentioned in your email that you're thinking about taking out a loan.

J: Yes. You see, my company has been expanding quite rapidly and I'd like to construct a new warehouse 2.

Ted 说,他很同情大家的困难,但是如果他不去没收贷款抵押的财产权,不清理呆帐,自己就会破产。上面说的foreclose is spelled f-o-r-e-c-l-o-s-e, foreclose,是银行没收抵押产权的意思,to call in,意思是收回,bad loan,指无力偿还的呆账。俩人的对话接下来切入主题。John因为公司扩大规模,打算加盖一个仓库,所以需要贷款。

T: Well, you came to the right bank. We have a long tradition of supporting young entrepreneurs like yourself. What kind of figure are we looking at here?

J: I think 200,000 dollars is the estimate for construction costs.

T: Well, that shouldn't be a problem. Your company is worth a lot more than that amount.

Ted 说,他们银行一贯支持象史密斯这样的年轻创业者,entrepreneur is spelled e-n-t-r-e-p-r-e-n-e-u-r, entrepreneur,是企业家的意思。John Smith说,工程费大约需要二十万。Ted觉得,that shouldn't be a problem,应该没问题,因为史密斯公司的价值要远远超过这个数字。

J: Yes, but because we're a public company with shareholders 3, it's hard to get proposals passed. I was thinking of taking out a personal loan.

T: Ah...a personal loan. That is a bit more complicated. Can I ask what kind of collateral 4 you could offer?

J: Well, I have my personal stock in the company and our family has a yacht as well.

T: Sounds like that should cover it. I'll need you to bring in the original deeds and certificates.

J: Sure. I can stop by on Friday.

原来,John的公司是上市公司,a public company, 让股东们通过提案太麻烦,所以他希望以个人身份贷款,to take out a personal loan. 个人贷款需要collateral is spelled c-o-l-l-a-t-e-r-a-l collateral,抵押物品。John说自己手里有公司股份,还有一艘私人游艇,yacht, y-a-c-h-t yacht. Ted觉得这些就够了,让John把产权证拿来, deed is spelled d-e-e-d deed,是产权、所有权证书的意思。



1 ted
vt.翻晒,撒,撒开
  • The invaders gut ted the village.侵略者把村中财物洗劫一空。
  • She often teds the corn when it's sunny.天好的时候她就翻晒玉米。
2 warehouse
n.仓库;vt.存入仓库
  • We freighted the goods to the warehouse by truck.我们用卡车把货物运到仓库。
  • The manager wants to clear off the old stocks in the warehouse.经理想把仓库里积压的存货处理掉。
3 shareholders
n.股东( shareholder的名词复数 )
  • The meeting was attended by 90% of shareholders. 90%的股东出席了会议。
  • the company's fiduciary duty to its shareholders 公司对股东负有的受托责任
4 collateral
adj.平行的;旁系的;n.担保品
  • Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
  • Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押,这里大部分人无法从银行贷款。
学英语单词
absolute addresses
additive oil
antimony blende (kermesite)
arteria ileocolicas
Arteria suprarenalis inferior
astronomical position finder
atomic bomb hysteria
awaited
be in good company
Belcherville
Bonhams
Bonoua
Bratskoye
bridge type feedback
choke coupled magnetic amplifier
Ciproxin
conventional scale
cytopathogenic
daringometer
data-signaling-system
death benefit
Diltāwa
dimitars
dool
double end kiln
downfaulted
drift method
dysmetropsia
eger
electric operated fixture
eumeiosis
Farm Credit System
fluidextracts
gap estimate
genus Melissa
get scent
ghost-write
goblet with Southern Song imperial kiln type glaze
hartebeest
hypoplastic incisor
impetigines
institutional advertising
Irish architecture
Isle of White
keyword approach
kinematically admissible velocity field
kneeboards
kronenfeld
Mabechi-gawa
Mamertini
marking and packing
mating type
meshed gears
multi function device
Namib.
nephridial tubule
pan dulce
parability
patellar luxation
Permutit S K
perspirings
photodensitometry
pinealocytomas
polarily
power-laden
president-designate
private office layout
probenazole
pulmo-cutaneous vein
rag willow
razinodil
referring
register oneself
responding party
rhabdochaeta naevia
rubber johnny
samoilovich
scatterhoard
schmalensees
Sievert chamber
sleepy heads
spending cuts
stboes
stereographic technique
tappette
temporosphenoid
the cat s pyjamas
thermal insulating property
three-pressure stage turbine
toga virilis
toluidine blue method
tonic pain
tough nookies
tpn (triphosphopyridine nucleotide)
transit network identification
transport by container
truck mounted workover rig
undercut trimmer saw
ventriculitides
very lucky
Wendlandia jingdongensis
wise saw