时间:2018-12-08 作者:英语课 分类:VOA标准英语2017年(10月)


英语课

A Lifeline for Millions in Somalia, Money Remittance 1 Industry Seeks More Support


Every month, Fatma Ahmed sends $200 of the earnings 2 she makes in London to her family in Somalia.


"It's for daily life. For rent, for buying grocery things, to live over there. Because actually in Somalia, that much we do not have," she said.


The two million Somalis living overseas send an estimated $1.3 billion back home every year. With no formal banking 3 system in Somalia, most of the diaspora use remittance services.


Technology makes that possible, says Abdirashid Duale, CEO of Dahabshiil, one of Africa's biggest remittance services.


"Now, it is so instant, where we have the latest technology, with the internet, secure channels that we can use to send money back home," Duale said. "Or we use mobiles … smartphones, technology where it will help us to deliver money quickly, but less costly 4. Technology is supporting us also with the compliance 5 issue."


Remittance companies rely on global banks to route the money, and those banks must comply with regulations on money laundering 6 and the financing of crime and terrorism.


Citing those concerns, many banks have chosen to withdraw from the market. Such a move is unnecessary, says remittance industry expert Laura Hammond of London's School of Oriental and African Studies.


"Very often, it is not based on any kind of empirical evidence that shows that money is going into the wrong hands," Hammond said. "The fear is just there is a conflict in Somalia, there's the al-Shabab movement. And so there is a problem in a sense, a real precarious 7 nature of the Somali remittance industry."


The industry received a high-profile boost last month as the Bill & Melinda Gates Foundation donated $1 million using the remittance firm Dahabshiil, along with mobile phone companies Somtel and eDahab, with the money transferred "live" to 1,000 families suffering the drought in Somalia.


The technology is moving fast. However, the cooperation of the global banking system remains 8 key, and the remittance industry wants regulators to do more to support this lifeline.



1 remittance
n.汇款,寄款,汇兑
  • Your last month's salary will be paid by remittance.最后一个月的薪水将通过汇寄的方式付给你。
  • A prompt remittance would be appreciated.速寄汇款不胜感激。
2 earnings
n.工资收人;利润,利益,所得
  • That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
  • Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。
3 banking
n.银行业,银行学,金融业
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
4 costly
adj.昂贵的,价值高的,豪华的
  • It must be very costly to keep up a house like this.维修这么一幢房子一定很昂贵。
  • This dictionary is very useful,only it is a bit costly.这本词典很有用,左不过贵了些。
5 compliance
n.顺从;服从;附和;屈从
  • I was surprised by his compliance with these terms.我对他竟然依从了这些条件而感到吃惊。
  • She gave up the idea in compliance with his desire.她顺从他的愿望而放弃自己的主意。
6 laundering
n.洗涤(衣等),洗烫(衣等);洗(钱)v.洗(衣服等),洗烫(衣服等)( launder的现在分词 );洗(黑钱)(把非法收入改头换面,变为貌似合法的收入)
  • Separate the white clothes from the dark clothes before laundering. 洗衣前应当把浅色衣服和深色衣服分开。 来自《简明英汉词典》
  • He was charged with laundering money. 他被指控洗钱。 来自《简明英汉词典》
7 precarious
adj.不安定的,靠不住的;根据不足的
  • Our financial situation had become precarious.我们的财务状况已变得不稳定了。
  • He earned a precarious living as an artist.作为一个艺术家,他过得是朝不保夕的生活。
8 remains
n.剩余物,残留物;遗体,遗迹
  • He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
  • The remains of the meal were fed to the dog.残羹剩饭喂狗了。
学英语单词
ABRAMS
Act-Hib
address gate
adjustable head t square
advertising norms report
analytic covering space
Argentiera
arsenical fahlore
articles of corporation
bedding plane
before you know it
beginning of a year
bodyshell
Bonne-Mère
Bourbakism
breast oneself to
bureau of vital statistic
cachexia ostealis
carl andersons
cast steel pipe
chloroheptane
cochlea
conditional matrix
connerly
continuous reading refractometer
deck edge
delay slot
delundung
double suction impeller
dpartement
dry sand casting
eclosion clock
encephalo-
even ground
face veil
fellow-americans
flame-tempering
free receptor
galeases
gramper
grand-nieces
H and S
Harry starkers
have one's sea legs
hen-day
heunis
high-temperature gas-cooled pebble-bed reactor
hitting the pavement
inequality relationships
ink floatation test
integral counterweights
intrinsically safe electrical equipment
is preferred
L-reticuline
lelande
Lensk(Mukhtuya)
leptospermum
local telephone service
lucubration
lukey
macrocoding
margaropus
microprocessor master clock
multiple false echoes
mussing
neon xenon gas laser
neuroembryological
paining
parts by weights
permaculture
phone-line
Pomeron
precipitation analysis
Princess Martha Coast
pseudoelement
pterocanium orcinum
quantum theory of matter
quasi-monopoly
que lo que
ramimediastinales
receiver-monitor
rede
sayres
short-memory radiation detector
stab vest
subchronically
supercavitating
superhot
temple-goers
tourist boards
transfluences
tyrannosauroids
unidirectional pulse-amplitude modulation
unisonal
unpersonified
vena terminalis
vibratory compacted fuel
visual defects
wet-reed relay
witness marker
yday
yellow layer