银行英语情景口语 第179期:个人消费信贷 个人汽车消费贷款(3)
时间:2019-01-23 作者:英语课 分类:银行英语情景口语
英语课
A: Welcome to IBJ Consumer Credit. What can I assist you with?
欢迎光临IBJ银行消费信贷部。我有什么可以帮您的吗?
B: My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.
我们家真的需要一辆车,我们住的地方离市区挺远的,但不幸的是,我们负担不起一下子支出这么一大笔钱。
A: That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme; a Personal Automobile 1 Consumer Loan.
现在许多年轻人的家庭都面临着这样的问题,对此我们深有同感。为此,我们刚刚开展了一个新的业务,就是个人汽车消费贷款。
B: Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?
太棒了,我真的希望我够格!你能多给我介绍一些情况吗?我可以用这些钱到任何地方去买车吗?
A: What we usually do is find a suitable car dealer 2 for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.
我们通常做的就是为您找到一个合适的汽车经销商,他为您提供您所需要的那种车。如果您需要的是一个家庭用车的话,我们有一个非常可靠的经销商,他已经和我们签约了。
B: Then I can go to this appointed dealer, see what they've got and then make a decision?
那么我就可以去找这个指定的经销商,看看他们有什么样的车,然后做出决定,是吗?
A: Yes. When you have decided 3 exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.
是的。当您决定了您真正要买的车,并且看好了售价,我们就可以开始办理贷款手续了。当然啦,只要您提供相应的文件。
B: What do you require?
你们都要求提供些什么呢?
A: A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
一张正确填写的申请表、身份证、居住证明、收入证明、与经销商签订的协议,当然还要有20%的首付收据。
B: That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.
听起来挺不错的。如果你能给我那个经销商的名字和地址,我现在就要去那儿,看看他们都有什么样的车。
n.汽车,机动车
- He is repairing the brake lever of an automobile.他正在修理汽车的刹车杆。
- The automobile slowed down to go around the curves in the road.汽车在路上转弯时放慢了速度。
n.商人,贩子
- The dealer spent hours bargaining for the painting.那个商人为购买那幅画花了几个小时讨价还价。
- The dealer reduced the price for cash down.这家商店对付现金的人减价优惠。