职场英语口语急救包 第71期:银行业务

 　　第71期:银行业务

　　I want to open an account in this bank.
　　我想在这家银行开个储蓄户头。
　　A:I want to open an account in this bank.
　　A:我想在这家银行开个储蓄户头。
　　B:That’s all right,sir. But which do you prefer,a current account or a fixed 1 one?
　　B:好的，先生。您是开活期的还是定期的？
　　open an account
　　开户
　　What about the annual interest rates?
　　年息是多少？
　　A:What about the annual interest rates?
　　A:年息是多少？
　　B:At present, it’s 3% for the current account and 9% for the fixed account.
　　B:现在活期的利率为3%，定期的为9%。
　　How would you like your money?
　　您要什么面额的钞票？
　　A:How would you like your money?
　　A:您要什么面额的钞票？
　　B:It's all the same to me.
　　B:随便什么都可以。
　　What type of account are you interested in opening?
　　你想开哪一种账户？
　　A:What type of account are you interested in opening?
　　A:你想开哪一种账户？
　　B:I need a checking account for a new business.
　　B:我需要开个支票账户，做生意用。
　　Can I get an interest-bearing account?
　　我们能开有利息的账户吗？
　　A:Can I get an interest-bearing account?
　　A:我们能开有利息的账户吗？
　　B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.
　　B:你可以开计息的金融市场账户,但我们还需要个无息账户。
　　Is there a limit on the number of checks we can write per month?
　　每月开几次支票有限制吗？
　　A:Is there a limit on the number of checks we can write per month?
　　A:每月开几次支票有限制吗？
　　B:No,there isn't.
　　B:没有。
　　I need a loan or overdraft 2 to expand my business.
　　我急用一笔贷款或者透支款，以扩展生意。
　　A:I need a loan or overdraft to expand my business.
　　A:我急用一笔贷款或者透支款，以扩展生意。
　　B:I think we can approve your request of a loan for $8000.
　　B:我想我可以拨给你8000美元的贷款。
　　I’m sorry that we will not be available to offer you the credit.
　　对不起，我们无法给你提供货款。
　　A:I'm sorry that we will not be available to offer you the credit.
　　A:对不起，我们无法给你提供货款。
　　B:May I know the reason?
　　B:请问为什么？
　　Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?
　　请你取消号码为530920开给G马克有限公司的支票，好吗？
　　A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?
　　A:请你取消号码为530920开给G马克有限公司的支票，好吗？
　　B:OK. Check No. 530920.
　　B:好吧，支票号码为 530920.
　　Have you ever thought of getting the draft discounted?
　　把支票贴现，你想过吗？
　　Can you please open an irrevocable documentary credit?
　　能开一张不可撤消的跟单信用证吗？
　　A:Can you please open an irrevocable documentary credit?
　　A:能开一张不可撤消的跟单信用证吗？
　　B:Yes,of course. May I know the beneficiary's name? And the amount?
　　B:当然可以。请问受益人的姓名。金额为多少？
　　irrevocable(adj.)
　　不能取消的
　　We have drawn 3 a sight draft on you.
　　我们开具了一份以你为付款人的即期汇票。
　　A:We have drawn a sight draft on you.
　　A:我们开具了一份以你为付款人的即期汇票。
　　B:I'll inform my bank to pay the bill on my behalf and send me the documents.
　　B:我会通知银行代我付款，同时转给我船运单据。
　　sight draft( n.)
　　即期汇票,见票即付票据
　　We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.
　　我们通常不允许透支的，除非你同银行办理了正式手续。
　　overdraft(n.)
　　透支
　　Do you have any mortgage for the loan?
　　您有什么可以做贷款的抵押？
　　mortgage(n.)
　　抵押
　　Since you don’t have any collateral 4, perhaps you could get a guarantor.
　　既然你们没有担保物,也许可以找个担保人。
　　collateral (n.)
　　抵押品；担保物
　　What’s the current market rates of discounting?
　　现行的市场贴现率是多少？