奥巴马每周电视讲话:总统启动医保网络签约

Hi, everybody.Over the past year, more than 10 million Americans have gained the financial security and peace of mind that comes with health insurance.



大家好！过去一年里，有超过1000万人获得了医疗保险，这一保障为他们带来了经济上的安全感和心理上的安定感。

More than seven million people enrolled 1 in affordable 2 coverage 3 by visiting HealthCare.gov, or going to the marketplace in their state.On average, they're paying just 82 a month for coverage.

有700多万人通过访问HealthCare.gov网站注册或者是访问各州的网上医保市场获得平价医疗保障。人们平均每月花82美元就可以获得相应保障。

For a lot of people, that's less than a cell phone bill or a cable bill.

对多数人而言，这比一个月的手机费或有线电视费都要低。

Insurance companies can no longer deny you coverage just because you have a preexisting condition, and they now have to cover free preventive care like checkups and mammograms.

保险公司也不能因为你的既往病史而拒绝为你投保，他们现在必须提供诸如体检，透视检查之类的预防性免费保障项目。

If you missed your chance to get covered last year, here's the good news.Starting November 15th, today, you can go online or call 1-800-318-2596 and get covered for 2015.

如果你去年错过了参保机会，那么现在好消息到了。从11月15日开始，也就是今天，你可以通过访问网站，或致电1-800-318-2596投保2015年的医疗保险。

And we've spent the last year improving and upgrading 4 HealthCare.gov, to make it faster and easier to use.

过去一年我们对HealthCare.gov网站进行了大量优化升级，现在访问速度更快，也更方便。

If you already buy insurance through the online marketplace, now is the time to take a look at some new options for next year.

如果你已经通过网上医保市场购买了保险，现在你也可以上去看看今年新增的一些项目。

You might be able to save more money, or find a plan that fits your family's needs even better than the one you've got now.

你也许可以节省更多的钱，或者选到比当前已有的计划更适合你家庭需求的保险计划。

If you haven't signed up for insurance yet, this is your chance.

如果你还没有在保险市场注册，现在就是难得的机会。

Odds 5 are, you'll qualify 6 for tax credits to help you afford it.

更难得的是，购买保险还可以获得免税资格，帮你节约支出。

But this window won't stay open forever.

但这一时间窗口不是永久有效的。

You only have three months to shop for plans, so it's worth starting right away.

大家只有三个月的时间来购买自己的保险计划，所以做好现在就开始。

And it might make a big difference for your family's bottom line.

这将为大家的家庭保障带来巨大变化。

Last year, I got an email from a woman named Amy Williams, in Augusta, Georgia.

去年，我收到一封信，是乔治亚州奥古斯塔市一位名叫艾米?威廉姆斯的女士写的。

She and her husband are self-employed in the trucking business.For years, they paid about 1,200 a month for their health insurance.Then they checked out HealthCare.gov.They found a plan with coverage they liked, and it was way less expensive.She says that they've saved around 13,000 on their premiums 7 this year alone.

她和她丈夫是做个体运输的。多年来，他们每月要为购买医疗保险支出将近1200美元。去年他们在HealthCare.gov网站上算了一笔帐，他们选择了一份他们中意的保险方案，花的钱却要少得多。她说，他们今年一年在保险费上就节约了差不多1.3万美元。

Stories like Amy's are why we fought so hard to pass the Affordable Care Act.To help more families breathe a little easier.In part because this law is working, health care prices have grown at their slowest rate in nearly 50 years.And this year, insurance premiums for families who are covered through an employer grew at a rate tied for the lowest on record.

像艾米家这样的故事很多，这正是我们千辛万苦也要通过《平价医疗保险法》的初衷。为了帮助更多家庭减轻压力，一定程度上，正是有了这部法律的实施，医疗保险的价格增长速度降到了50年来的最低水平。今年，对由雇主购买保险的家庭而言，保险费的增长率是有史以来最低的。

So spread the word.Tell your friends and family members to get covered.Talk to folks in your church or your classroom.Tell them to take a few minutes to check out Healthcare.gov, CuidadoDeSalud.gov, or call 1-800-318-2596-it can make a big difference in their lives.Let them know that it's easy, it's affordable, and that they have just three months, starting today, November 15th, to sign up.Together, we can make sure that even more of America gets covered in the year ahead.

因此，请大家相互转告，告诉你们的亲朋好友参保。告诉教会的教友，学校的同窗，告诉他们花点时间去HealthCare.gov、CuidadoSalud.gov网站上看看，或者致电1-800-318-2596，一定会给他们的生活带来巨大改变的。让他们知道，这样买医保方便，价格合理，时间仅限三个月，所以今天就开始，11月15日，抓紧时间注册。最后，让我们团结起来，让更多美国人民为未来的一年获得医疗保险。

Thanks, and have a great weekend.

谢谢大家，祝你们周末愉快。