想聊就聊-1.06.4申请信用卡
英语课
W: I'd like to apply for a credit card. Can you help me with my application?
M: I'd be glad to.
W: I'm afraid that I don't have a credit history. I just came to this country.
M: Do you have an account with this bank?
W: I'm afraid not.
M: In that case I highly recommend you apply for a savings 1 and checking account also. That would help with your credit card application.
W: What is the interest rate on your card?
M: The annual charge rate is 9.5%.
W: That's very expensive!
M: Not really. The credit card is a revolving 2 account. You only pay interest on what you owe.
W: How does the bank bill its customers for credit card charges?
M: You will receive a monthly statement with each expenditure 3 itemized.
W: Does the card provide any other benefits?
M: You can also get a cash advance up to 1,000 dollars on this card.
M: I'd be glad to.
W: I'm afraid that I don't have a credit history. I just came to this country.
M: Do you have an account with this bank?
W: I'm afraid not.
M: In that case I highly recommend you apply for a savings 1 and checking account also. That would help with your credit card application.
W: What is the interest rate on your card?
M: The annual charge rate is 9.5%.
W: That's very expensive!
M: Not really. The credit card is a revolving 2 account. You only pay interest on what you owe.
W: How does the bank bill its customers for credit card charges?
M: You will receive a monthly statement with each expenditure 3 itemized.
W: Does the card provide any other benefits?
M: You can also get a cash advance up to 1,000 dollars on this card.
1 savings
n.存款，储蓄
- I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
- By this time he had used up all his savings.到这时，他的存款已全部用完。
2 revolving
adj.旋转的，轮转式的；循环的v.（使）旋转( revolve的现在分词 )；细想
- The theatre has a revolving stage. 剧院有一个旋转舞台。
- The company became a revolving-door workplace. 这家公司成了工作的中转站。
3 expenditure
n.(时间、劳力、金钱等)支出；使用，消耗
- The entry of all expenditure is necessary.有必要把一切开支入账。
- The monthly expenditure of our family is four hundred dollars altogether.我们一家的开销每月共计四百元。