雅思听力高频词汇：银行场景
英语课
为了方便广大考生更好的复习，整理了雅思听力高频词汇，以供各位考生考试复习参考,希望对考生复习有所帮助。愿大家都能取得好成绩。
银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。
1)常用词汇
bank book/pass book存折 open an account开户
earn interest赚取利息 savings 1 account储蓄存款帐户
current account活期存款帐户 check/cheque account支票帐户
deposit account定期存款帐户 annual interest rate年利率
monthly savings account按月计息帐户 daily interest account按天计息帐户
instant account速成户头 service charge服务费/手续费
signature card签名卡 draw/withdraw提款
order check/cheque记名支票 rubber check/cheque空头支票
blank check/cheque空白支票 exchange rate汇率
denomination=face value面额 four in hundred四张一百元面额
give the money in fives/tens换成五元或十元面额
bill钞票 change零钱
cash现金 password/code密码
amount in figures小写金额 amount in words大写金额
credit card信用卡 the balance of your bank account帐户余额
traveler’s check/chque旅行支票 coin硬币
penny便士 nickel(美、加)的五分硬币
dime(美、加)的十分硬币 unit 货币单位
value/worth面值 ounce盎司1/16磅
commercial/merchant bank商业银行 full refund 2全额偿还
extension延期 overdraw/overdraft透支
rebate 3回扣 payday发薪日
pay slip/envelop薪水单 a princely sum(an excessive amount)巨款
mortgage抵押 by installment 4分期付款
apply for/grant_______a loan申请/批准贷款
debt债务 collateral 5担保物
fill out/in填写 chquebook/checkbook支票簿
loan贷款 joint 6 account联名帐户
expense account公款支付帐户 cashier收银员
teller 7银行职员 statement对帐单
money order汇票 accountant会计
A.T.M自动取款机
2)常用句型
I’d like to open a_____________account.
I’d like to check the present balance in ___________account.
I’d like to apply for a personal loan.
I’d like to change(兑换)___________for_____________.
What’s the current rate?
How would you like to receive your change(零钱)?
还有时常会考到银行的开放时间，一般是几点到几点?还有周末或许不同。
n.存款，储蓄
- I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
- By this time he had used up all his savings.到这时，他的存款已全部用完。
v.退还，偿还；n.归还，偿还额，退款
- They demand a refund on unsatisfactory goods.他们对不满意的货品要求退款。
- We'll refund your money if you aren't satisfied.你若不满意，我们愿意退款给你。
v./n.折扣，回扣，退款；vt.给...回扣，给...打折扣
- You can claim a rebate on your tax.你可以要求退回部分税款。
- Customers are to benefit from a rebate on their electricity bills.顾客将从他们的电费退费中得到实惠。
n.(instalment)分期付款；(连载的)一期
- I shall soon pay the last installment of my debt.不久我将偿付我的最后一期债款。
- He likes to buy things on the installment plan.他喜欢用分期付款法购买货物。
adj.平行的；旁系的；n.担保品
- Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
- Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。
adj.联合的，共同的；n.关节，接合处；v.连接，贴合
- I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤，肩膀脫臼了。
- We wrote a letter in joint names.我们联名写了封信。
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