时间:2018-11-30 作者:英语课 分类:纯正地道美语


英语课

   Having Bad Credit 信用不佳


  Alisha: This is the second time I’ve been turned down for a credit card in a month. I don’t know what I’m doing wrong.
  这是我一个月之内第二次信用卡被拒了。我不知道自己做错了什么。
  James: Have you checked your credit report recently? Maybe you have a bad credit rating.
  你最近有没有查看信用记录?或许你的信用评级不好。
  Alisha: I have a full-time 1 job with a good income, which they can easily verify, and I don’t have any outstanding debt, so what could be the problem?
  我有一份收入良好的全职工作,他们很容易证实,我也没有未偿付债务,那可能是什么问题呢?
  James: Have you had a credit card before?
  你以前有没有信用卡呢?
  Alisha: Yes.
  有。
  James: Did you always make your payments on time?
  你有没有及时支付呢?
  Alisha: Well, no.
  哦,没有。
  James: Then that may be your answer. Your payment history makes a big difference with the credit bureau. If you’ve missed payments or been late, that’s a big strike against you.
  可能就是这个问题了。你的支付历史对信用评定机构有很大影响。如果你未支付或延时支付,对你来说是一个很大的打击。
  Alisha: You mean if I were late a few times, I wouldn’t be able to get another credit card?
  你是说如果我有几次未及时支付,我不可能再得到另外一张信用卡?
  James: A few times? How many times?
  几次?多少次?
  Alisha: Well, maybe a lot of times.
  哦,或许很多次。
  James: And why do you need another credit card if you already have one?
  如果你已经有一张信用卡了,为什么还要再申请一张呢?
  Alisha: Had one, past tense. The credit card company cancelled it.
  曾经有,已经是过去了。信用卡公司取消了。
  James: Ah ha, I think we’ve just found the crux 2 of the problem.
  哈哈!我想我们已经发现了问题的关键了。

1 full-time
adj.满工作日的或工作周的,全时间的
  • A full-time job may be too much for her.全天工作她恐怕吃不消。
  • I don't know how she copes with looking after her family and doing a full-time job.既要照顾家庭又要全天工作,我不知道她是如何对付的。
2 crux
adj.十字形;难事,关键,最重要点
  • The crux of the matter is how to comprehensively treat this trend.问题的关键是如何全面地看待这种趋势。
  • The crux of the matter is that attitudes have changed.问题的要害是人们的态度转变了。
标签: 地道美语
学英语单词
adrenic
aero engines
aerogenic bacteria
air force-navy
air-glass interface
al-qaradawi
antifestival
argentoproteium
astern approaching method
atua
austrian capitals
automatic message accounting system
basalt clay(basalt wacke)
basophobia
be taken off allocation
bear's weed
binder stud
black market transaction in foreign exchanges
business concept
charge forward
chronotherapeutics
clear light size
common-mode input impedance
commutating brush
corner the market
coupling rod
curtain effect
cyatotheca
decrement viscosity gauge
designation plate
diclofenac potassium
direct coal-fired MGD generator
disembitters
distance between rolls
eileen farrells
El Uarot
emergency-lighting set
fines removal
finger biscuit
flight-comparison
gasinduced osmosis
gear unit
golfese
good-government
governing institution
half-drunk
heat conduction calorimeter
hierarchy configuration
hierarchy of subnet
Hüfingen
immovable
implied answer
incarnata
incorded
it's a dog's life
lachnum brasiliense
landing navigation system
languid
lead dithionate
lead zirconate
magnetic flux density
malconformation
megalocorneas
membrane expansion theory
Miaolin
moderance
National Center for Atmospheric Research
nelkins
nonabsorbable ligature
nonquantum
norm space
normal thickness of blade
Novoil'inovka
old-men
on purpose
pacinian collagenoma
Pelymskiy Tuman, Ozero
perruque
photosynthesizers
polymetallic catalyst
push board
quantitative analysis in decision making
same manner
sand-mold
shifting of load
sitdowner
sixty-ninth
skar
smokeless burner
spiral milling cutter
stratigraphic hiatus
sub-grade capacity
suturae temporariara
take advantage of
Valdagno
vital virus
Wardian cases
waried
well I declare!
wet rot
Wondai
Zagora