时间:2019-03-06 作者:英语课 分类:英语听力广播—Listening


英语课
Rules to Follow When Lending Money to Friends andFamily
 
借钱给家人和朋友的法则
 
Create a Firm Repayment 1 Timeline
 
制定严格的还款时间表
 
Ten years ago Emily White, 43, lent her younger sister $20,000 to buy a house near their elderly parents, without discussing are payment date for the loan. “I loved that my sister would be there for my parents, and the idea was for her to pay me back once she got settled and found a new job, since she had moved from out of state,” recalls White.
 
But as it turned out, White's sister appeared to have another idea in mind. “Now she's been working for years, yet she hasn’tmentioned anything about payback,” says White. “I had no idea we were on a 10-years-and-counting plan. I wouldn't be upset, but now I'm considering someinvestments and that money would help.”
 
White’s mistake was thinking she and her sister were on the same page when it came to repayment—a situation that could have been avoided if she had a thought-out plan.
 
It might seem too businesslike, but “set specific terms for the loan that everybody can agree to,” says Ellis. “Discuss how much money will be loaned, interest rates and how long they will have to pay it back.” This way, she’ll know when she needs to come up with funds, and you’ll know when the money will be back in your account.
 
By nailing down this schedule, there's also no mistaking this money as a gift, adds Ellis. The loanee also can't postpone 2 repayment indefinitely and claim she didn't know you needed it so soon.
 
As Ellis mentioned above, it’s also wise to charge interest and work that into your repayment schedule. Depending on the amount,loaning money can involve complicated tax rules; failing to charge interest might get you in trouble. To avoid this, you may want to charge the borrower the Applicable Federal Rate (APR)as interest.
 

n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
v.延期,推迟
  • I shall postpone making a decision till I learn full particulars.在未获悉详情之前我得从缓作出决定。
  • She decided to postpone the converastion for that evening.她决定当天晚上把谈话搁一搁。
学英语单词
a baiuca
Bacillus septicus
bas respnse
benzimidazolamine
bicorne
binoculared
burning the midnight oil
Bursa intratendinea olecrani
cellwise
cerenam
CFC flip-flop circuit
chipped meat
clinical centrifuge
clip frame
common-cause failure (ccf)
contour listihg
contra-guide
control and interface
copper interconnect
counter ceiling
countersupply
crataegus wattiana hermsl. et lacc
crop circle
Digifan
direct-current potential
divergent spread
Eleusis
energy pyramid
filter basket
flag switch
fly-fish
fourwheel
friendling
gap welding
gayooms
glory in something
gopherus agassizi
granny square
graphic input language
Hacine
hangs-on
hcp structure
high temperature modification
hollimon
inference network
information notes
intermediate slide
Kauhajoki
kontakaria
madda
Menninger
Morrison County
Musi, Sungai
neaptide
non-pressure regulating roller leveler
nondegenerate assumption
Nordenskjöld Basin
nudi-
overwhip
Oxalis corniculata L.
pelvic arches
piecewise linear topology
Pleasant View
posttonsillectomy
preferred libility
principal axis factor
problem - based learning
prohumic substance
pterocarpus echinatus pers.
puglianite
quick-eyed
reginae
reiglement
rift in clouds
saccharising
Salitre, R.
sea-pie
Sheshbazzar
slab rubber
sleeper failure
spectrohe-liograph
Spumavirinae
stage of development
statement of daily cash
superorder
tamped concrete
tapered loading
target warker
testis cerebri
time-resolved fluorescence immunoassay
toxaspire
transaction auditing
Trochograptus
tube nipple
ubiquitinating
underwater dynamics
unloading amplifier
volcanic mountains
Waldsleinia
Wando-gun
West's lacuna skull