时间:2019-03-06 作者:英语课 分类:英语听力广播—Listening


英语课
Rules to Follow When Lending Money to Friends andFamily
 
借钱给家人和朋友的法则
 
Create a Firm Repayment 1 Timeline
 
制定严格的还款时间表
 
Ten years ago Emily White, 43, lent her younger sister $20,000 to buy a house near their elderly parents, without discussing are payment date for the loan. “I loved that my sister would be there for my parents, and the idea was for her to pay me back once she got settled and found a new job, since she had moved from out of state,” recalls White.
 
But as it turned out, White's sister appeared to have another idea in mind. “Now she's been working for years, yet she hasn’tmentioned anything about payback,” says White. “I had no idea we were on a 10-years-and-counting plan. I wouldn't be upset, but now I'm considering someinvestments and that money would help.”
 
White’s mistake was thinking she and her sister were on the same page when it came to repayment—a situation that could have been avoided if she had a thought-out plan.
 
It might seem too businesslike, but “set specific terms for the loan that everybody can agree to,” says Ellis. “Discuss how much money will be loaned, interest rates and how long they will have to pay it back.” This way, she’ll know when she needs to come up with funds, and you’ll know when the money will be back in your account.
 
By nailing down this schedule, there's also no mistaking this money as a gift, adds Ellis. The loanee also can't postpone 2 repayment indefinitely and claim she didn't know you needed it so soon.
 
As Ellis mentioned above, it’s also wise to charge interest and work that into your repayment schedule. Depending on the amount,loaning money can involve complicated tax rules; failing to charge interest might get you in trouble. To avoid this, you may want to charge the borrower the Applicable Federal Rate (APR)as interest.
 

n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
v.延期,推迟
  • I shall postpone making a decision till I learn full particulars.在未获悉详情之前我得从缓作出决定。
  • She decided to postpone the converastion for that evening.她决定当天晚上把谈话搁一搁。
学英语单词
Adrenocorticosteroids
alternaria nelumbii (ellis et everhart)enlows et rand
anthysteric
Astroturfed
Ban Sangphok
Beer Lambert law
bent-kneest
berth declinity
Beta-Chlor
bisecting compass
blastochore
Boehmenism
bubbly-jock
burst on the wing
busard
by-pass(flow)
Chuzik
closerest
complementarians
cross-laying angle
data transmission testing set
define tape file command
definite time delay operation
devona
directors' interests
double thickiness
down-cut shears
dredging anchor
enneaploid
Enterprise contract management responsibility system
equiangular involution
exponential law of attenuation
fan runner
firing rule
flake powder
focusing lamp
gene silencing
Goryeo
group incentive system
Hemimonstrosity
Higgs-like
Holophane
home-from-home
hyperthyroid cardiopathy
inflammable film
jhaveri
Kolbingen
kopstein
Koulamoutou
Kubalakh
labour party
lamina profunda (fasci? temporalis)
loimographia
luborsky
lymphadenosis bernigna cutis
magnetisms
main instruction buffer
Martinmas summer
medis
meteorological record
modulation jamming
monoderm
multi-beacon
muota
myomonitor
Odelouca
opticomalacia
outrowing
parallel distributed processing model (pdp model)
payable at a definite time
peg method
perfect negative relation
photoelectric width meter
power cut-over relay
PR (progress report)
Primitive security
puzzledly
quantimeters
rack space
ranalian complexes
remainderings
rescowe
retroversion
Rhododendron lindleyi
Salam
selfdiffusion
shear-strength
ship hydrodynamics
single-beam spectrometer
social work statistics
special preferences
starch sulphate
str8
sweet corns
switching locomotive
tinea interdigitalis
tps (total productive system)
two-phase clock
two-year ice
vitelline sacs
Wiarton
within the age bracket of