时间:2019-01-13 作者:英语课 分类:VOA标准英语2009年(十二月)


英语课

After receiving billions of dollars in government bailouts, U.S. banks are under increasing pressure to start lending money again. With banks paying back emergency government loans faster than expected, President Obama is reminding bank executives that it is their turn to help the U.S. economy. But as 2009 comes to a close, some analysts 1 warn the banking 2 crisis is far from over.


Mil Arcega | Washington, DC 18 December 2009


 

Some U.S. banks began repaying billions of dollars in government bailout funds and are urged to help the US with economic recovery


As U.S. banks repay billions of dollars in government bailout funds, President Obama held meetings with top bank executives in December, telling them it is time to return the favor.


"The way I see it, having recovered with the help of the American government and the American taxpayer 3, our banks now have a greater obligation to the goal of a wider recovery," President Obama said.


But the president may be giving the financial sector 4 too much credit. 


"It was in a free fall and it was a very scary period,"  said economist 5 Martin Neil Baily said.  Baily is an author and former adviser 6 in the Clinton administration, says after the failure of Lehman Brothers towards the end of 2008, many of the world's largest banks feared the worst as the collapse 7 of the housing bubble exposed investments in risky 8 subprime loans.


"The banks that came closest were Citibank, Bank of America and if those had not been supported by the government, I think it might have caused a cascading 9 crisis that would have been much worse than the one we actually had," Baily added.


Although he says the worst is over, Bailey says the banking crisis is not.

More than 130 US banks failed in 2009, the most since 1992.  He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due. 


"So there may actually be a worsening of credit availability to small and medium sized business in the next year or so," Bailey said.


Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend.  But US Bankcorp chief Richard Davis sees the situation differently.


"We're probably more optimistic than the pundits 10 might be," Davis said. "With that in mind, we're putting everything we can, it's the coal to our engine, lending is what we do.  And so we want to make more loans.  We have to find a way to qualify more people and not put ourselves at risk."


While some economists 11 predict continued recovery in 2010, Baily says the only certainty is that banks are unlikely to make the same mistakes - twice.


"You know, forecasting's become a very hazardous 12 business so I don't want to commit myself too much.  I don't think we know exactly what's going to happen but it's certainly possible that we could get very sluggish 13 growth over the next year or two and possibly even growth could stall out if it doesn't get underway," Bailey said.


If the so called "double dip" scenario 14 happens, in which the economy starts to shrink again, Baily says it would make a strong case for a second stimulus 15 -- something the Obama administration hopes will not be necessary.

 



分析家,化验员( analyst的名词复数 )
  • City analysts forecast huge profits this year. 伦敦金融分析家预测今年的利润非常丰厚。
  • I was impressed by the high calibre of the researchers and analysts. 研究人员和分析人员的高素质给我留下了深刻印象。
n.银行业,银行学,金融业
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
n.纳税人
  • The new scheme will run off with a lot of the taxpayer's money.这项新计划将用去纳税人许多钱。
  • The taxpayer are unfavourably disposed towards the recent tax increase.纳税者对最近的增加税收十分反感。
n.部门,部分;防御地段,防区;扇形
  • The export sector will aid the economic recovery. 出口产业将促进经济复苏。
  • The enemy have attacked the British sector.敌人已进攻英国防区。
n.经济学家,经济专家,节俭的人
  • He cast a professional economist's eyes on the problem.他以经济学行家的眼光审视这个问题。
  • He's an economist who thinks he knows all the answers.他是个经济学家,自以为什么都懂。
n.劝告者,顾问
  • They employed me as an adviser.他们聘请我当顾问。
  • Our department has engaged a foreign teacher as phonetic adviser.我们系已经聘请了一位外籍老师作为语音顾问。
vi.累倒;昏倒;倒塌;塌陷
  • The country's economy is on the verge of collapse.国家的经济已到了崩溃的边缘。
  • The engineer made a complete diagnosis of the bridge's collapse.工程师对桥的倒塌做了一次彻底的调查分析。
adj.有风险的,冒险的
  • It may be risky but we will chance it anyhow.这可能有危险,但我们无论如何要冒一冒险。
  • He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。
流注( cascade的现在分词 ); 大量落下; 大量垂悬; 梯流
  • First of all, cascading menus are to be avoided at all costs. 首先,无论如何都要避免使用级联菜单。 来自About Face 3交互设计精髓
  • Her sounds began cascading gently. 他的声音开始缓缓地低落下来。
n.某一学科的权威,专家( pundit的名词复数 )
  • The pundits disagree on the best way of dealing with the problem. 如何妥善处理这一问题,专家众说纷纭。 来自辞典例句
  • That did not stop Chinese pundits from making a fuss over it. 这并没有阻止中国的博学之士对此大惊小怪。 来自互联网
n.经济学家,经济专家( economist的名词复数 )
  • The sudden rise in share prices has confounded economists. 股价的突然上涨使经济学家大惑不解。
  • Foreign bankers and economists cautiously welcomed the minister's initiative. 外国银行家和经济学家对部长的倡议反应谨慎。 来自《简明英汉词典》
adj.(有)危险的,冒险的;碰运气的
  • These conditions are very hazardous for shipping.这些情况对航海非常不利。
  • Everybody said that it was a hazardous investment.大家都说那是一次危险的投资。
adj.懒惰的,迟钝的,无精打采的
  • This humid heat makes you feel rather sluggish.这种湿热的天气使人感到懒洋洋的。
  • Circulation is much more sluggish in the feet than in the hands.脚部的循环比手部的循环缓慢得多。
n.剧本,脚本;概要
  • But the birth scenario is not completely accurate.然而分娩脚本并非完全准确的。
  • This is a totally different scenario.这是完全不同的剧本。
n.刺激,刺激物,促进因素,引起兴奋的事物
  • Regard each failure as a stimulus to further efforts.把每次失利看成对进一步努力的激励。
  • Light is a stimulus to growth in plants.光是促进植物生长的一个因素。
标签: reluctant
学英语单词
6-Methyl-5-heptene-2-one
abelson
Abū Du'ān
accessory veins
air force communication system
air police
alkynyl compounds
antigen-reactive
ashchurches
B-moviesque
bonin-mariana island arc
bush-babies
calibration card
Caria
Cascade Pt.
chloropentane
coino-axis
constrained extremal problem
contacts resistance
conventional software
D5NSS
dactyly
debris flow movement region
detail data
dipleural type
directivity of antenna
elles
endomyelography
eolian suspension
epilogised
etioplast membranes
Faradic treatment unit
farinosa
Fenbutamide
fraudful
fresh water capacity
fully compressible
gnathostomatics
god-consciousness
ground tackle
Hallian stage
hard-drinking
Haw.
hematouria
homogeneous solution type reactor
hullett
hydrargyria
in flight from
in strength
industrial fatigue
isthmolongispora rotundata
janmaat
Kalamare
kechen
kleinfeld
knock sth off
Kuusamo
laparocolectomy
le vice anglais
loading broker
lysinuric
Mallory's phosphotungstic acidhematoxylin stain
manufactured articles of daily use
melolonthidaes
meneghinite
methylpelletierine
n-octadecane
national cultures
net national product
network like structure
nonnull element
normal duplex printing
not a proposition
of yours
operators pulpit
pentasepalous
physiognomics
post-operatively
proacrosomic granules
put to the blush
pyelosinus
pyrindine
right flank force
rubber extruding
scintipan
second brake pipe
second order correction
softest
stearn
sweep-through jammer
time-angle
transducer directivity
transistor input resistance
Tropidia angulosa
ultrasound-modulated medium frequency electrotherapy
up - and - down motion
vielma
villainous werther
wagenburg
wing pad
wonderlands
xword puzzle