NPR边听边练227:奥巴马拟调整房贷政策
时间：2018-12-26 作者：英语课 分类：NPR边听边练
英语课
以下段落是摘自新闻里的一些重要信息,并不是一个段落的听写。空内信息可在本新闻中全部找到,大家可以根据这些信息复述新闻。
一、泛听建议：
1、完整听一遍，掌握大意。
2、继续听，特别注意关键信息。遇到相似的词，写下来。
Against the backdrop of a construction company in Phoenix 1, President Obama is outlining a plan to overhaul 2 the way mortgages _1_ in the United States.NPR's Ari Shapiro reports this would involve winding 3 down Fannie Mae and Freddie Mac.In the speech, President Obama is effectively _2_ his way behind a bipartisan senate proposal to partially 4 but not entirely 5 pull the government out of the mortgage business.
在凤凰城一家建筑公司里,奥巴马总统提出了一项保证美国彻查抵押贷款的计划。NPR新闻记者阿里·夏皮罗报道称这将涉及减缓房利美和房贷美的势头。奥巴马总统在演讲中有效地将自己的方法部分投向两党参议院提案而不是政府完全脱离抵押贷款业务之外。
Right now most 30-year fixed 6 rate mortgages _3_ by Fannie Mae and Freddie Mac.This plan would put private companies on the front lines.Michael Calhoun is President of Center for Responsible Lending.He is endorsing 7 the basic concept that the government should require private capital to be at risk, but the government should make an explicit 8 backup guarantee and _4_ to the lenders for that guarantee.House Republicans prefer a plan that _5_ the government entirely out of the mortgage insurance business.
现在大多数30年期固定利率抵押贷款是由房利美和房贷美支持。而这一计划将把私人公司推上前线。迈克尔·卡尔霍恩是负责借贷中心的总裁。他支持政府应该要求私人资本风险，但应明确给贷款人的备份保证及收取费用的基本概念。众议院共和党人们更希望政府完全脱离抵押贷款保险业务的计划。
Ari Shapiro, NPR News, Washington.
NPR新闻,阿里·夏皮罗,华盛顿报道。
词汇解析：
1.wind down 平静下来；放松一下
eg;You will be able to wind down after this examination.
这次考试后你可以松弛一下了。
2、endorse 9
vt. 背书；认可；签署；赞同；在背面签名
eg:I can endorse their opinion wholeheartedly.
我可以全心全意地支持他们的观点。
eg:The twins endorsed 10 a line of household cleaning products.
这对双胞胎为一系列的家庭清洁产品代言过。
备注：
Fannie Mae：联邦国家抵押贷款协会又称房利美(Fannie Mae),是一家私人管理的股份制公司,并且是由美国国会特许的为中低收入美国人提供廉价抵押贷款基金的公司,因此其负有公共事务责任。
Freddie Mac [美国英语]弗雷迪麦克(联邦住宅贷款抵押公司的绰号)
参考答案：
1、are guaranteed 2、throwing 3、are backed
4、charge fee 5、gets
1 phoenix
n.凤凰，长生(不死)鸟；引申为重生
- The airline rose like a phoenix from the ashes.这家航空公司又起死回生了。
- The phoenix worship of China is fetish worship not totem adoration.中国凤崇拜是灵物崇拜而非图腾崇拜。
2 overhaul
v./n.大修，仔细检查
- Master Worker Wang is responsible for the overhaul of this grinder.王师傅主修这台磨床。
- It is generally appreciated that the rail network needs a complete overhaul.众所周知，铁路系统需要大检修。
3 winding
n.绕，缠，绕组，线圈
- A winding lane led down towards the river.一条弯弯曲曲的小路通向河边。
- The winding trail caused us to lose our orientation.迂回曲折的小道使我们迷失了方向。
4 partially
adv.部分地，从某些方面讲
- The door was partially concealed by the drapes.门有一部分被门帘遮住了。
- The police managed to restore calm and the curfew was partially lifted.警方设法恢复了平静，宵禁部分解除。
5 entirely
ad.全部地，完整地；完全地，彻底地
- The fire was entirely caused by their neglect of duty. 那场火灾完全是由于他们失职而引起的。
- His life was entirely given up to the educational work. 他的一生统统献给了教育工作。
6 fixed
adj.固定的，不变的，准备好的；(计算机)固定的
- Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？
- Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。
7 endorsing
v.赞同( endorse的现在分词 )；在（尤指支票的）背面签字；在（文件的）背面写评论；在广告上说本人使用并赞同某产品
- Yet Communist leaders are also publicly endorsing religion in an unprecedented way. 不过，共产党领导层对宗教信仰的公开认可也是以前不曾有过的。 来自互联网
- Connecticut Independent Senator Joseph Lieberman is endorsing Republican Senator John McCain. 康涅狄格州独立派参议员约瑟夫。列波曼将会票选共和议员约翰。麦凯恩。 来自互联网
8 explicit
adj.详述的，明确的；坦率的；显然的
- She was quite explicit about why she left.她对自己离去的原因直言不讳。
- He avoids the explicit answer to us.他避免给我们明确的回答。
9 endorse
vt.(支票、汇票等)背书，背署；批注；同意
- No one is foolish enough to endorse it.没有哪个人会傻得赞成它。
- I fully endorse your opinions on this subject.我完全拥护你对此课题的主张。
10 endorsed
vt.& vi.endorse的过去式或过去分词形式v.赞同( endorse的过去式和过去分词 )；在（尤指支票的）背面签字；在（文件的）背面写评论；在广告上说本人使用并赞同某产品
- The committee endorsed an initiative by the chairman to enter discussion about a possible merger. 委员会通过了主席提出的新方案，开始就可能进行的并购进行讨论。 来自《简明英汉词典》
- The government has broadly endorsed a research paper proposing new educational targets for 14-year-olds. 政府基本上支持建议对14 岁少年实行新教育目标的研究报告。 来自《简明英汉词典》