时间:2018-11-30 作者:英语课 分类:英语情景对话-大学生活


英语课

Unit 29 Finance

财 政 金 融

Part One: Expressions

1. How are your stocks doing, Jim?

吉姆,你的股票怎么样了?

2. I lost a bunch of money in the last two years.

过去两年我赔了很多钱。

3. I changed my strategy around too. 

我改变了自己的策略。

4. I like to open up a savings 1 account please.

我想开一个储蓄帐户。

5. I want the one with the highest interest rate.

我想要最高利息的那种。

6. You have to maintain a balance of $10,000 in the account.

你必须在账户里保持1万元的余额。

7. I’ll be with you in one second.

我马上就来。

8. I want to take out a loan for school. 

我想获得读书贷款。

9. Do you qualify for any of the federal loan programs?

你具备获得联邦政府贷款项目的资格吗?

10. How do I go about taking it out?

怎么样可以获得?


Part Two: Dialogues

1.Investments投资

A: How are your stocks doing, Jim?

B: Oh, all right. I lost a bunch of money in the last two years, but this year has been pretty good.

A: Yeah. I lost money investing in the Internet, too.

B: Just goes to show that you should buy companies, not ideas.

A: I changed my strategy around too. I invest in good companies now.

B: Yeah, me too. Did you hear about Frank?

A: No, what happened?

B: He lost his kids’ college money day trading.

A: Oh, boy. His wife can’t be happy about that.

A: 你的股票怎么样了,吉姆。

B: 哦,还可以。我去年这两年赔了一些钱,但是今年很不错。

A: 是的。我投资因特网也赔了一些钱。

B: 这说明你应该投资具体的公司,而不光是一些概念。

A: 我也改变了我的策略,我现在投资前景好的公司。

B: 是的,我也是。你知道弗兰克的事情吗?

A: 没有,怎么了?

B: 他做生意把孩子上大学的钱赔了。

A: 哦,天。他的太太听了肯定会不高兴的。


2.Savings Accounts储蓄帐户

A: I like to open up a savings account please.

B: O.K. We offer a few different kinds.

A: I want the one with the highest interest rate.

B: That would be our Saver’s Plus account.

A: 4.5%, that’s good. How much money do I have to keep in it to get that rate?

B: You have to maintain a balance of $10,000 in the account or the rate drops to 3%.

A: All right. I’ll open one of those. 

B: Just fill out these forms, and I’ll be with you in one second.

A: Thanks.

A: 我想在这儿开一个储蓄帐户。

B: 好的,我们有很多种。

A: 我要利息最高的这种。

B: 那可以试试我们的储值账户。

A: 4.5%,不错。要开这种账户得存多少钱?

B: 你必须保证有1万美元的余额存储否则利率将降至3%。

A: 好的,我就开这种账户。

B: 请填表。我马上就来。

A: 谢谢。


3.Loans贷款

A: Hello, how can I help you, sir?

B: I want to take out a loan for school. What kind of interest rates do you offer?

A: Do you qualify for any of the federal loan programs?

B: Yes, but I need to borrow some more money.

A: Well, in that case, we can offer you a private educational loan.

B: What’s the interest rate?

A: It’s 7.2%, fixed-rate loan.

B: How do I go about taking it out?

A: Just fill out this application. We can let you know right away if you qualify.

B: All right. Thank you.

A: 你好,可以为您效劳吗,先生?

B: 我想获得读书贷款。你们的利息是多少?

A: 你是否具备联邦政府的贷款资格呢?

B: 是的,但是我还需要再多借一点。

A: 好的,这样的话,我们可以向你提供个人(非政府)教育贷款。

B: 利息是多少呢?

A: 7.2%的固定利息贷款。

B: 要获得这种贷款要怎么做?

A: 填这份申请表。如果你符合资格我们会很快通知你的。

B: 好的,谢谢你。


Part Three: Substitution Drills

1. A: How are your (stocks/ assets/ funds) doing, Jim?

  B: Fine, thanks.

你的(股票/资产/资金)怎么样了,吉姆?

    不错,谢谢。


2. A: I lost a bunch of money in the last two years.

  B: You should change your (brokerage firm/ strategy/ investments).

过去的两年我赔了很多钱。

你应该改变一下你的(经纪公司/策略/投资方向)。


3. A: I invest in good companies that (are promising 2 / have smart management/ a strong record).

   B: Now that’s great thinking.

我在一家(前景看好的/管理精明的/纪录良好)的公司投资了。

现阶段这个想法很不错。


4. A: Can I help you?

  B: I like to (open up a savings account/ change money/ take out a loan), please.

可以为你效劳吗?

我想开一个(储蓄帐户/换一些钱/获得贷款)。


5. A: I want the one with the highest (interest rate/ returns/ rate).

  B: Certainly.

我想要最高(利息/利润/利率)。

当然。


6. A: You have to maintain a balance of ($10,000/ $100/ $5,000) in the account.

   B: I see.

你必须保证有(1万美元/100美元/5千美元)的余额存储。

我明白。


7. A: Excuse me, sir.

  B: Yes, I’ll be with you in one (second/ moment/ minute).

打扰一下,先生。

好的,我(马上/很快/立刻)就来。


8. A: I want to take out a loan for (school/ a new house/ new business).

  B: I’ll have to do a background check.

    我想获得(读书/购房/营业)贷款。

我必须进行相关背景调查。


9. A: Do you qualify for any of the federal (loan/ scholarship/ aid) programs?

  B: I’m not sure.

你具备资格获得任何联邦政府(贷款/奖学金/援助项目)吗?

我不能确定。


10. A: How do I go about (taking it out/ applying/ signing up)?

   B: Just fill out these forms and we’ll get back to you.

我如何(获得/申请/报名)?

填这些表格,我们会和你联系。


Part Four: Monologue 3

Loans are a very common in the United States. Americans take out loans to buy a car or a house, and many young people borrow money to go to university. The interest rate on a loan is very important. It is how much money you pay to your lender to be allowed to borrow the money. It is added to your monthly payments. A typical education loan might have an interest rate of 5-8 percent, and take 10 years to pay off. Students do not have to pay for their loans while they are in school under the government loan program.  It is a very helpful program considering that going to college can cost as much as $120,000.

在美国,贷款是很普遍的。美国人会通过借贷来买车,买房,年轻人则会贷款去上大学。贷款的利息是很重要的因素。它是你必须付给你的借贷人的那部分钱,附加在你每月支付额之内。典型的教育贷款利息可能为5%到8%的利率,分10年付清。如果是政府贷款项目,那么在校期间学生不需要偿还贷款。对于上大学要花费的12万美元的费用来说,这个项目很有帮助。


Part Five: Vocabulary and Phrases

--loan  贷款

--interest rate利率

--fixed rate固定利率

--application 申请,请求;申请书

--qualify  取得资格;具备合格条件

--balance 平衡,均衡

--maintain a balance保持(收支)平衡

--invest  投(资)[(+in)]

--investment 投资;投资额;投资物

--stock 贮存,股票,股份

--strategy  策略

 



1 savings
n.存款,储蓄
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
2 promising
adj.有希望的,有前途的
  • The results of the experiments are very promising.实验的结果充满了希望。
  • We're trying to bring along one or two promising young swimmers.我们正设法培养出一两名有前途的年轻游泳选手。
3 monologue
n.长篇大论,(戏剧等中的)独白
  • The comedian gave a long monologue of jokes.喜剧演员讲了一长段由笑话组成的独白。
  • He went into a long monologue.他一个人滔滔不绝地讲话。
学英语单词
Accident-insurance
agate jasper
An Khanh
ant-lions
anthropometrist
apogonia formosana
astacins
automatic breech mechanism
automatic ignition
axial region
baille
benzilic acid rearrangement
bite indicator
broadbeam geometry
budget-cutting
CAVD-TEST
charge correlator
Chodro
coenochyma
coir rope
comminuation
copytaker
crystal-balling
CUSUMs
danza de los montoneros (mexico)
data description skeleton
DEAB
desert polish
diabellis
double warps
dual grid tube
ecclesi-
elotes
EOF (end of file)
European perches
external definition
faisable
fine grain development
flexible bus
gamosa
gas core reactor
get back to
give a view of
glove money
head down tilt
immunotransfusion
inband
jackup
labyrinth packing
larsenite
long interspersed element (LINE)
manchu filbert
MartinIndex.
Mechnica
Medveđa
Midgard
MS-Windows
mullites
musselin
N-Benzyloxycarbonyl-L-methionine
neutron density fluctuation
niobite (columbite)
nonnaturalist
normalness
notch position
nylon-covered
obviosity
out-of-service
owise
physiographic geology
Pleura parietalis
Polymnia uyedalia
practical marine engineering
propylene product
purge status date
Pyrausta nubilalis
railway distribution system
refraction index profile
road intersection
senseful
show one's right
side fired kiln
silicon resin
sinjiangensis
snetterton
space power unit
square-link chain
standard for discharge of pollutants
storage address display lights
story book
temperature divertor
Trego County
treiman
Tunga
Tyconius
unpremeditate
unsized coal
Untersberg
Vishālgarh
whitworth screw thread gauge
yardperson
yaw checking anchor