时间:2018-12-16 作者:英语课 分类:标准美语发音的13个秘诀 CD4


英语课

  三角洲通讯公司老板John Smith到银行申请贷款,接待他的是银行负责人Ted 1 Johnson。史密斯想申请个人贷款,用来修建公司的新仓库。Ted Johnson说,除了需要物品抵押外,还有一个要求。

T: I know this can be a problem, but we generally require at lease 2 one guarantor.

我知道这会是个问题,但是我们通常要求只要一个担保人。

J: Hummm... what kind of person would be best, a relative or a business associate?

嗯,什么样人可以是担保人,一个亲戚还是一个生意伙伴?

T: Either one is OK, but most people pick a relative because it's usually a little easier.

都行,但是多数人选择亲戚因为这样比较简单。

J: OK...I'm sure my brother won't mind helping 3 me out.

嗯,好的,我确信我的哥哥不会介意做我的担保人的。

Ted说,一般情况下,银行还要求至少要有一个贷款担保人,guarantor, g-u-a-r-a-n-t-o-r guarantor,是担保人的意思,可以是a relative,亲属,也可以是a business associate,生意上的伙伴。John想了想了说,I'm sure my brother won't mind helping me out,我哥哥一定不介意帮我。mind doing something,是介意做某事的意思;to help someone out,指帮某人的忙。

T: Good. So finally we need to discuss the terms of the loan.

好的,所以最后,我们需要谈谈贷款的条款。

J: What kind of interest do you charge?

你们收多少贷款利率?

T: It depends on how long you take the loan out for. If you plan to pay it back within two years, the interest rate is six percent. A four-year deal works out to seven and a half percent.

这个取决于贷款时间的长短。如果你打算两年内还的,贷款利率是6%。一个四年还清的贷款则要7.5%。

贷款申请符合要求后,就该具体谈谈贷款的条款了,the terms of the loan. John想知道,what kind of interest do you charge? 贷款利率多少。Ted回答说,贷款利率高低取决于贷款时间的长短。如果是两年还清,利率只要百分之六,如果是四年还清,则要百分之七点五。

J: I think two years should be fine. But six percent is a bit high. Is there any way to get a better rate?

我认为两年期的挺好的。但是6%的贷款利率有点高。有什么方法可以是第一点的贷款利率吗?

T: Well, you've been a customer here for over a decade. I can't make any promises, but I'll try to get it down to five percent. How's that sound?

嗯,你已经十年都是这里的老客户了。我虽然不能保证,但是我会尽可能帮你降到5%的。这样怎么样?

J: Five percent works for me. Ted, I can't thank you enough for your help.

5%对我来说挺好的。泰德,太感谢你了。

T: Don't mention it! See you Friday.

没关系!周五见。

John说,贷款两年就应该可以还清,这一点没有问题,但是他嫌百分之六的利率太高。John是银行的老客户,使用这家银行的服务有十几年了,Ted表示,对老客户可以关照,I can't make any promises, 虽然不能保证做到,但是他会试试看把利率从百分之六降低到百分之五。John听了很高兴,说Five percent works for me,百分之五我可以接受,并对Ted 表示感谢,贷款就这样谈成了。



1 ted
vt.翻晒,撒,撒开
  • The invaders gut ted the village.侵略者把村中财物洗劫一空。
  • She often teds the corn when it's sunny.天好的时候她就翻晒玉米。
2 lease
n.租约,租期,租;v.出租,租出,租得
  • When does the lease of the house run out?这房子的租约何时到期?
  • He signed the lease yesterday.昨天他在租约上签了字。
3 helping
n.食物的一份&adj.帮助人的,辅助的
  • The poor children regularly pony up for a second helping of my hamburger. 那些可怜的孩子们总是要求我把我的汉堡包再给他们一份。
  • By doing this, they may at times be helping to restore competition. 这样一来, 他在某些时候,有助于竞争的加强。
学英语单词
-hemia
a basket
apophylactic phase
Arts and Crafts Movement
auricular gangrene
banker's draught
Beeroth of the children of Jaakan
beish
Bereznik
bubble proof
cabtire cord
centerboards
chorales
classicals
closes out
cochloitis
comparative income statement
contractibleness
cottonmouth moccasins
crebs
cubicula
cut the grass under someone's feet
Denmark Str.
disdainingly
due west
earth pressure
eccentric error
echo flutter
employee withholding payable
family dactylopteridaes
five-layer
Foucault rotating-mirror method
gas-phase chemiluminescence
grazing facilitation
hangtime
heat of mixture
horsewhips
hypertonia hypertropy
I spy
ILS terrian clearence
inharmonious fold
integrity vs. despair
interest upon loans
intraosteal
key-sequenced data set
Maradah
medical supplies
melchisedec
message separation function
micronizers
microphytophagous mites
monestrous
moving spirit
multi- resistance
multi-shuttle ribbon loom
mus tenellus
neutron leakage spectrum
old women's fable story
on-let
out-length
output formatter
Pan'kova Zemlya, Poluostrov
partial differential equation
pentamerus
phenolphthalein test
pitch accents
Pleasant Dale
potein-free solution
protein-free filtrate
prototyping technique
re-record
reticular part
revolving line of credit
Rooker
row-bowls
separating sieve
simulately
Singapore Shipping Association
smoothline
straight debt value
stress fracture of fibula
stretto by diminution
suspended camera
system tester
tere
tetraiodotetrachlorofluorescein
Thomas' pessary
to consist of
town-centre
TPT (time priority table)
training board
trevalion
triple deck screen
unbung
vertebrochondral
vestibule train
vibration isolating material
victomycin
West New Britain Prov.
whamo
yuglon
Zirobwe