时间:2018-12-12 作者:英语课 分类:情景英语口语100主题


英语课

022 banks

Words
Borrow lend mortgage load interest deposit withdraw overdraft 1 overdrawn 2
Cash point/ATM cheque/checkl currency exchange rate convert transaction bank clerk
Phrases
Cash a cheque
Open an account
Exchange currency
Conduct a transaction
Make a withdrawal 3
Write a cheque
Use an ATM card
Get an overdraft
Enter you PIN
Insert your card
Press the button
Use a credit card

Beginner
A: how do you use an ATM card, billy?
B: it’s easy grandpa. Insert you card into the machine here. Then wait a moment. Ok. Now you enter your PIN. It should have four numbers.
A: oh yes. I’ve got it written down here. Just a minute.
B; you really shouldn’t write it down. You should memorise 4 it. You can change it to a more convenient number if you like.
A: ok, I’ve entered my PIN. There are several options on the screen. I guess I just choose which service I want, don’t I ?
B: Yes. Choose the service you need to use. If you choose to withdraw money, the machine will ask you how much you want.
A: I can just enter the amount using the key, right?
B: that’s right. Give the machine a moment to process you request. Then take your money.
A: these machines aren’t very difficult to use. In fact, I quite like them. They are much faster than dealing 5 with a band clerk.

Intermediate
A: which service offered by your band do you use most?
B; I use several services. Of course, I deposit and withdraw money quite often. I often use my ATM card to take money out of my current account. I use my bank to exchange money form once currency to another. I often travel abroad, you see.
A: do you ever ask you bank for traveller’s cheques? They are much safer than carrying lots of cash around.
B: I sometimes use traveller’s cheques, but sometimes I travel to countries where they are hard to exchange for cash.
A: do you use your bank to pay your utility bills? I use direct debit 6.
B: yes, I do. It save me a lot of time. I also have standing 7 orders for my subscriptions 8 to magazines.
A: that’s good idea. You don’t need to worry about missing an issue of a magazine if you do that. I suppose you have a mortgage too.
B: yes. My bank offers very good terms and conditions on mortgage. There’s a lot of competition between banks nowadays. Each one is trying to offer better conditions and services than the others.
A: I have a deposit account with my bank. There are some restrictions 9 on withdrawing money, but the interest rate is much higher.
B: I don’t have one. I prefer to buy shares. My bank also provides a share trading service. It’s cheap and easy to use.
A: that’s great. But I prefer to put my money somewhere where the returns are more certain



1 overdraft
n.透支,透支额
  • Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款,她将面临诉讼。
  • An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。
2 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
3 withdrawal
n.取回,提款;撤退,撤军;收回,撤销
  • The police were forced to make a tactical withdrawal.警方被迫进行战术撤退。
  • They insisted upon a withdrawal of the statement and a public apology.他们坚持要收回那些话并公开道歉。
4 memorise
vt.记住,熟记
  • An actor must be able to memorise his lines.演员须善于熟记台词。
  • I shall try to memorise all these phrases.我要熟记所有这些词组。
5 dealing
n.经商方法,待人态度
  • This store has an excellent reputation for fair dealing.该商店因买卖公道而享有极高的声誉。
  • His fair dealing earned our confidence.他的诚实的行为获得我们的信任。
6 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
7 standing
n.持续,地位;adj.永久的,不动的,直立的,不流动的
  • After the earthquake only a few houses were left standing.地震过后只有几幢房屋还立着。
  • They're standing out against any change in the law.他们坚决反对对法律做任何修改。
8 subscriptions
n.(报刊等的)订阅费( subscription的名词复数 );捐款;(俱乐部的)会员费;捐助
  • Subscriptions to these magazines can be paid in at the post office. 这些杂志的订阅费可以在邮局缴纳。 来自《简明英汉词典》
  • Payment of subscriptions should be made to the club secretary. 会费应交给俱乐部秘书。 来自《简明英汉词典》
9 restrictions
约束( restriction的名词复数 ); 管制; 制约因素; 带限制性的条件(或规则)
  • I found the restrictions irksome. 我对那些限制感到很烦。
  • a snaggle of restrictions 杂乱无章的种种限制
学英语单词
abortiva variola
allegan
amblyeleotris periophthalma
animal husbandry
application for drawback
autoselecting
basic atomic group
be a scorn to
bear-trap
beechy
bepraising
brans-dicke
break-even point
British Radio Communication
broglies
Brumado
Buendia, Embalse de
can-carrier
catch lever
cinoas
clathtate
clowning around
copper stripping electrolysis
Crotalus viridis
decking level
deconjugations
dennisonite (davisonite)
Derrick City
differentiabilities
diplococcus of Morax-Axenfeld
double-current method
El Bejuco
end-of-field marker
equity-warrants
finds oneself
flash of wit
force due of viscosity
gate current degradation
give tongue
glooming
half yearly account
hexaferrite
huskershredder
inertinites
inomyxoma fibromyxoma
Isonin
kerak
kolstad
lay of rope
Lena Trough
limit position of a link
lining method
mafes
malonyl thiourea
megalithic age
methidium
mixed sleep apnea
modem connection
mushroom cloud
notacaphylla chinensiae
occipitoiliac
older sisters
one bath two stage process
overpraises
pay honor to
pentamethazene
Phospatidylcholine
play close to the vest
premonitory pains
primary productivity
proxy attribute
psychic deafness
quarter wave length
queue type
reheating cycle
rim blight
Sabbathesque
sagueiro
sand shell moulding
sand stargazer
saracenis
sillenite
simultaneous prosperity
softball
spread oneself
Stellaria irrigua
stellasteropsis colubrinus
strategic communication
student experience
succinanilide
sunnyside up
take-up bearing
terminal wire
turbo fan
twin engined
unpathetic
vibration ramming
virtual disk system
wack
woodburners
zero power level
zero-water