时间:2018-12-12 作者:英语课 分类:情景英语口语100主题


英语课

022 banks

Words
Borrow lend mortgage load interest deposit withdraw overdraft 1 overdrawn 2
Cash point/ATM cheque/checkl currency exchange rate convert transaction bank clerk
Phrases
Cash a cheque
Open an account
Exchange currency
Conduct a transaction
Make a withdrawal 3
Write a cheque
Use an ATM card
Get an overdraft
Enter you PIN
Insert your card
Press the button
Use a credit card

Beginner
A: how do you use an ATM card, billy?
B: it’s easy grandpa. Insert you card into the machine here. Then wait a moment. Ok. Now you enter your PIN. It should have four numbers.
A: oh yes. I’ve got it written down here. Just a minute.
B; you really shouldn’t write it down. You should memorise 4 it. You can change it to a more convenient number if you like.
A: ok, I’ve entered my PIN. There are several options on the screen. I guess I just choose which service I want, don’t I ?
B: Yes. Choose the service you need to use. If you choose to withdraw money, the machine will ask you how much you want.
A: I can just enter the amount using the key, right?
B: that’s right. Give the machine a moment to process you request. Then take your money.
A: these machines aren’t very difficult to use. In fact, I quite like them. They are much faster than dealing 5 with a band clerk.

Intermediate
A: which service offered by your band do you use most?
B; I use several services. Of course, I deposit and withdraw money quite often. I often use my ATM card to take money out of my current account. I use my bank to exchange money form once currency to another. I often travel abroad, you see.
A: do you ever ask you bank for traveller’s cheques? They are much safer than carrying lots of cash around.
B: I sometimes use traveller’s cheques, but sometimes I travel to countries where they are hard to exchange for cash.
A: do you use your bank to pay your utility bills? I use direct debit 6.
B: yes, I do. It save me a lot of time. I also have standing 7 orders for my subscriptions 8 to magazines.
A: that’s good idea. You don’t need to worry about missing an issue of a magazine if you do that. I suppose you have a mortgage too.
B: yes. My bank offers very good terms and conditions on mortgage. There’s a lot of competition between banks nowadays. Each one is trying to offer better conditions and services than the others.
A: I have a deposit account with my bank. There are some restrictions 9 on withdrawing money, but the interest rate is much higher.
B: I don’t have one. I prefer to buy shares. My bank also provides a share trading service. It’s cheap and easy to use.
A: that’s great. But I prefer to put my money somewhere where the returns are more certain



1 overdraft
n.透支,透支额
  • Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款,她将面临诉讼。
  • An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。
2 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
3 withdrawal
n.取回,提款;撤退,撤军;收回,撤销
  • The police were forced to make a tactical withdrawal.警方被迫进行战术撤退。
  • They insisted upon a withdrawal of the statement and a public apology.他们坚持要收回那些话并公开道歉。
4 memorise
vt.记住,熟记
  • An actor must be able to memorise his lines.演员须善于熟记台词。
  • I shall try to memorise all these phrases.我要熟记所有这些词组。
5 dealing
n.经商方法,待人态度
  • This store has an excellent reputation for fair dealing.该商店因买卖公道而享有极高的声誉。
  • His fair dealing earned our confidence.他的诚实的行为获得我们的信任。
6 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
7 standing
n.持续,地位;adj.永久的,不动的,直立的,不流动的
  • After the earthquake only a few houses were left standing.地震过后只有几幢房屋还立着。
  • They're standing out against any change in the law.他们坚决反对对法律做任何修改。
8 subscriptions
n.(报刊等的)订阅费( subscription的名词复数 );捐款;(俱乐部的)会员费;捐助
  • Subscriptions to these magazines can be paid in at the post office. 这些杂志的订阅费可以在邮局缴纳。 来自《简明英汉词典》
  • Payment of subscriptions should be made to the club secretary. 会费应交给俱乐部秘书。 来自《简明英汉词典》
9 restrictions
约束( restriction的名词复数 ); 管制; 制约因素; 带限制性的条件(或规则)
  • I found the restrictions irksome. 我对那些限制感到很烦。
  • a snaggle of restrictions 杂乱无章的种种限制
学英语单词
3-epimerase
add fuel to the flame
adhesin
air release pipe
alphitite
alternate operating columns
anabiotic state
anaphalis margaritacea benth. et hook.
Anemone sinensis Bunge
anthophilous insect
basal
bathing place
bearing performance
bidding sheet
biostratinomy
Brunckite
burier
carinthias
centrallassite
chihuahuan
clearing error
corrugated vessel
cruzados
darwazagay (darwazahgai)
daughter-herdmate comparison
decremental chain
Dendara
direct transmission
dochmii
doxxed
economic clerk
elctrohemostasis
electromechanical coupling factor
excitation variable
film fern
genital appendage
genus grindelias
genus Todus
gingival plane
gulf stream system
have an eye for something
high-impedance receiver front end
high-quality
hispidissimus
human excrement
hunyn
Jack in a Box
labile phosphate group
lissomer
loaded freeboard
macroderma gigas
Marine Corps Intelligence Activity
metric property
minionettes
missletoe
mistake as the parties
mobile-source
net export
nonharmonic constants
nonimbedded command
OODBMS
outborrowing
part in bending
PDRB
permanent orbital station
photoelectric measuring device
pilot ladders
point-focussed electron gun
preteenage
ravenousnesses
re-romanize
remissal
rings missing
Romanicist
rossler-edelmann process
SCKL
seawater-sediment interface
singles court
skilled worker
slack feeder
slag ballast
smarty-pant
specker
Strux
strychnine glycerophosphate
supraphons
sympathetic trunk (or sympathetic chain)
tandem ion analyzer
thallium acetate
thioindigo test
transliterators
trigger-price equilibrium
tripfag
twisted hair
two-dimensional interferometry
unchauvinistic
unfertilizable
value voter
valve oil
weasel out
xoxocotlan
Zhicheng