通过网络向陌生人借钱
时间：2018-12-11 作者：英语课 分类：万花筒2006年
Nora Penic: What's that ?
Betsy Stark 1: When Nora Penic applied 2 for a bank loan to buy a $2, 700/choclate fountain for her fledgling catering 3 business. . .
Nora Penic: They showed me the door, so. . .
Betsy Stark: Penic had declared bankruptcy 4 after running up $250, 000 in medical bills for (an) open-heart surgery.
Nora Penic: They don't look at the person. They don't look at the human factor. All they look at is the numbers.
Betsy Stark: Penic's only alternative would've been to borrow money on a credit card, in her case, at a staggering 29% interest, but now she and other prospective 5 borrowers can appeal directly to the public, all thanks to the Internet.
Betsy Stark: On Prosper 6. com borrowers post listings of the loans they want and why, along with their credit scores and the interest they are willing to pay. Anonymous 7 individuals then make offers to the borrowers they like, stating how much they're willing to lend and at what rate. Prosper CEO says it's a lot like eBay, but for money.
Chris Larsen: If you leave this to people, they'll, they'll do better than institutions can.
Betsy Stark: Jane Boole is one of hundreds of lenders on Prosper. com. She's already made 140 loans worth $22, 000 at an average interest rate of 22%.
Jane Boole: I 'm also very partial to sort of the corky business stating a little help.
Betsy Stark: But Boole knows lending on Prosper is risky 8 business.
Betsy Stark: There's no assurance you'll get repaid. . .
Jane Boole: No, none whatsoever 9.
Betsy Stark: Certified 10 financial planner David Mendels calls it closer to gambling 11 than investing.
David Mendels: If I walked up to you on the street and I say , "Here's a copy (of) my credit rating. Would you like to lend me $10,000? Chances are I'd have a hard time getting any money out of you.
Betsy Stark: Even Nora conceives it's a giant leap of faith.
Nora Penic: You're asking money from absolute strangers.
Betsy Stark: But now she has the money for her chocolate fountain at 15% interest.
Betsy Stark: Betsy Stark , ABC News, New York.
- The young man is faced with a stark choice.这位年轻人面临严峻的抉择。
- He gave a stark denial to the rumor.他对谣言加以完全的否认。
- She plans to take a course in applied linguistics.她打算学习应用语言学课程。
- This cream is best applied to the face at night.这种乳霜最好晚上擦脸用。
- Most of our work now involves catering for weddings. 我们现在的工作多半是承办婚宴。
- Who did the catering for your son's wedding? 你儿子的婚宴是由谁承办的？
- You will have to pull in if you want to escape bankruptcy.如果你想避免破产，就必须节省开支。
- His firm is just on thin ice of bankruptcy.他的商号正面临破产的危险。
- The story should act as a warning to other prospective buyers.这篇报道应该对其他潜在的购买者起到警示作用。
- They have all these great activities for prospective freshmen.这会举办各种各样的活动来招待未来的新人。
- With her at the wheel,the company began to prosper.有了她当主管，公司开始兴旺起来。
- It is my earnest wish that this company will continue to prosper.我真诚希望这家公司会继续兴旺发达。
- Sending anonymous letters is a cowardly act.寄匿名信是懦夫的行为。
- The author wishes to remain anonymous.作者希望姓名不公开。
- It may be risky but we will chance it anyhow.这可能有危险，但我们无论如何要冒一冒险。
- He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。
- There's no reason whatsoever to turn down this suggestion.没有任何理由拒绝这个建议。
- All things whatsoever ye would that men should do to you,do ye even so to them.你想别人对你怎样，你就怎样对人。