时间:2018-12-07 作者:英语课 分类:VOA慢速英语2009年(五)月


英语课

This is the VOA Special English Education Report.


We continue now with our discussion of personal finance for students.


A study in the United States found that eighty-four percent of undergraduates last year had at least one credit card. Half had four or more. Borrowers who do not pay their card debt in full each month have to pay interest on whatever balance remains 1.
 
Brea Thompson a student at Washington State University in 2005 shows her credit card. A new law will make it harder for banks to give credit cards to people under 21.


Student loan company Sallie Mae did the study. In a time of economic downturn, it says, college students are depending on credit cards more than ever. It says many seem to use them to live beyond their means -- to spend more than they have.


More than three-fourths had to pay finance charges last year because they carried a balance. The average balance was more than three thousand dollars.


Last Friday, President Obama signed into law a credit card reform bill. It includes protections for people under the age of twenty-one. To get a credit card, they will need a parent or other adult over twenty-one to accept joint 2 responsibility. Or they will need to show they can repay their debts independently.


Colleges will have to make public any agreements with credit card marketers. And credit card companies may not offer gifts on or near a campus to persuade students.


Also, schools are urged to consider limiting the number of places on campus where companies can market credit cards. And they are urged to offer credit card and debt education and counseling sessions to all new students.


The new measures from Congress take effect in February.


Getting a credit card can already be difficult for international students. College advisers 4 say those who want one might consider arriving with one from home.


Debit 5 cards withdraw money directly from a bank account. But advisers say these can also be difficult sometimes for foreign students to get.


A good source of advice about local banking 6 is a school's international student office. At Penn State, for example, adviser 3 Pat Coleman says they have worked with local banks to make banking easier for international students.


Students are generally advised to budget around one to two thousand dollars for expenses for a school year in the United States.


And that's the VOA Special English Education Report, written by Nancy Steinbach. Our Foreign Student Series is online at voaspecialenglish.com. A correction: George Mason University is advising the American University of Ras Al-Khaimah, not in Dubai as we said recently. I'm Steve Ember.



1 remains
n.剩余物,残留物;遗体,遗迹
  • He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
  • The remains of the meal were fed to the dog.残羹剩饭喂狗了。
2 joint
adj.联合的,共同的;n.关节,接合处;v.连接,贴合
  • I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤,肩膀脫臼了。
  • We wrote a letter in joint names.我们联名写了封信。
3 adviser
n.劝告者,顾问
  • They employed me as an adviser.他们聘请我当顾问。
  • Our department has engaged a foreign teacher as phonetic adviser.我们系已经聘请了一位外籍老师作为语音顾问。
4 advisers
顾问,劝告者( adviser的名词复数 ); (指导大学新生学科问题等的)指导教授
  • a member of the President's favoured circle of advisers 总统宠爱的顾问班子中的一员
  • She withdrew to confer with her advisers before announcing a decision. 她先去请教顾问然后再宣布决定。
5 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
6 banking
n.银行业,银行学,金融业
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
学英语单词
air pollution source
anterior tentorial arms
anti-Semite
antimony compounds
Aponogeton
apple dumplings
Arab League
assia
belimbings
Bertram Brockhouse
bioeffect
Bombyliidae
borsal
carries point
circumscriptible
co-uned
collegiate panel
completion status
coupled thermal-nuclear model
custodial sentence
cybervillages
diffraction grating
Dymnamic Host Configuation Protocol
echiodon coheni
electronic typhonic equipment
ergochrysin
extension of a group
Ficus ischnopoda
flory
frontfired
GALEASPIDIFORMES
gastrointestinal forceps
Gayer tests
general instruction to tenders
hand mower
have a sale
hydraulic mill
ilicfemoral ligament
incoming gas
intake conduct
ion ray
iterative computing
killex
LAN card
laography
literary genre
lithia mica
LQ problem
magneto-crystalline
marmor serpertinatum
metzlers
MIME encoding
mixed wet feed
morus alba l. var. skeletoniana schneid.
multi-processing
multifossil range zone
multitasks
Naantali(Nantali)
non-whites
onthophagus (onthophagus) terminatus
Ophthetic
Orion Aggregate
osteoglossids
parapsoriasis maculata enplaques
personal decision analysis
Pilgrim Festivals
power-limitings
prestigiatory
pseudonymously
quickmunch
rapability
raw starter)
red-legged partridges
repliest
return block
revolving-screen washer
roll turning shop
ruffsides
safebreakers
Schumm's test
scour resistance
self-induced magnetic flux
septation
sheet-pile breakwater
shmendrik
short-delay line
single prism spectrograph
sinker plate
slap print
sparra
srta
step to the fore
target droneaircraft
Townville
track shim
trichechidaes
Trifluvians
us jibe
visitours
wauf
wing bay
Withington, Mt.