ESL Podcast 696 – Investing Your Money
时间：2019-02-06 作者：英语课 分类：地道美语播客
Karen: My company offers a 401(k) plan. Do you think I should have one?
Jimmy: Yes, definitely. I had a 401(k) account when I worked for McQ Corp, and when I started working on my own I converted it to an IRA.
Karen: I really don’t understand any of these investment options. I talked to an investment specialist at my bank, but I left her office just as confused as when I went in.
Jimmy: Look, you want to have a diversified 1 portfolio 2 of lower-risk and higher-risk investments. On the low-risk end, put money in bonds, CDs, or a money market account. You want to balance that out with some riskier 3 investments that may bring a higher return, such as mutual 4 funds and stocks.
Karen: Wow, all of that just went over my head. I don’t know a CD from a bond.
Jimmy: It’s really simple. Your choice ranges from a fixed 5 return to a variable return, and the variable investments carry different levels of risk.
Karen: My head hurts. Are you sure I really need all of these investments?
Jimmy: Not all of them, but it would be smart to invest your money in something.
Karen: Not if I spend it all first, right?
Jimmy: Right. You know what they say: “A fool and his money are soon parted!”
Script by Dr. Lucy Tse
- The college biology department has diversified by adding new courses in biotechnology. 该学院生物系通过增加生物技术方面的新课程而变得多样化。 来自《简明英汉词典》
- Take grain as the key link, develop a diversified economy and ensure an all-round development. 以粮为纲，多种经营，全面发展。 来自《现代汉英综合大词典》
- He remembered her because she was carrying a large portfolio.他因为她带着一个大公文包而记住了她。
- He resigned his portfolio.他辞去了大臣职务。
- Now they are starting to demand higher returns on riskier assets. 而今他们开始在风险更高的资产上要求更高的回报。
- The problem with that: RIM's business is getting riskier every quarter. 不过问题也随之而来：RIM面临的业务风险正逐季增大。
- We must pull together for mutual interest.我们必须为相互的利益而通力合作。
- Mutual interests tied us together.相互的利害关系把我们联系在一起。